Fiche individuelle
MR-771000015
NNI : - - Commercant - Ouvert le 04/10/2022
855
/ 1000
Verdict
Tres faible risque
Credit maximum
120 000MRU
Confiance
79%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +355.
ratio_entrees_sorties
+165
solde_moyen_fin_mois
+122
pic_solde_annuel
+31
solde_minimum
+20
montant_moyen_achat_marchand
+11
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
volume_moyen_facture_snde
+1
ecart_type_volumes_mensuels
+1
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 25/08/2026 15:30:00 | OUT | Facture SOMELEC | -3 724,86 | SOMELEC |
| 21/08/2026 15:30:00 | OUT | Facture telecom | -2 424,42 | MAURITEL |
| 07/08/2026 15:30:00 | OUT | Facture telecom | -2 547,91 | MAURITEL |
| 31/07/2026 19:00:00 | OUT | Alimentation | -4 190,53 | MERCHANT_FOOD |
| 30/07/2026 19:00:00 | OUT | Alimentation | -568,58 | MERCHANT_FOOD |
| 29/07/2026 08:00:00 | OUT | Transport | -2 902,6 | MERCHANT_TRANSPORT |
| 27/07/2026 18:00:00 | OUT | Transfert P2P | -14 355,86 | CONTACT_16 |
| 26/07/2026 11:00:00 | OUT | Alimentation | -4 013,24 | MERCHANT_FOOD |
| 24/07/2026 15:30:00 | OUT | Facture SOMELEC | -2 257,64 | SOMELEC |
| 23/07/2026 15:30:00 | OUT | Facture SNDE | -1 083,93 | SNDE |
| 23/07/2026 12:00:00 | IN | Revenu commercial | +28 955,49 | IRREG_COMM |
| 22/07/2026 11:00:00 | OUT | Alimentation | -6 240,14 | MERCHANT_FOOD |
| 21/07/2026 18:00:00 | OUT | Alimentation | -2 773,69 | MERCHANT_FOOD |
| 21/07/2026 12:00:00 | IN | Revenu commercial | +7 613,57 | IRREG_COMM |
| 20/07/2026 13:00:00 | IN | Transfert P2P | +608,55 | CONTACT_20 |
| 20/07/2026 10:00:00 | OUT | Transport | -6 333,4 | MERCHANT_TRANSPORT |
| 19/07/2026 18:00:00 | OUT | Transport | -13 884,18 | MERCHANT_TRANSPORT |
| 19/07/2026 18:00:00 | OUT | Alimentation | -3 545,46 | MERCHANT_FOOD |
| 19/07/2026 17:00:00 | OUT | Alimentation | -2 806,55 | MERCHANT_FOOD |
| 15/07/2026 12:00:00 | IN | Revenu commercial | +59 868,75 | IRREG_COMM |
| 15/07/2026 10:00:00 | OUT | Alimentation | -731,27 | MERCHANT_FOOD |
| 11/07/2026 12:00:00 | IN | Revenu commercial | +30 116,17 | IRREG_COMM |
| 10/07/2026 17:00:00 | OUT | Transfert P2P | -7 614,87 | CONTACT_18 |
| 09/07/2026 14:00:00 | OUT | Alimentation | -9 249,52 | MERCHANT_FOOD |
| 07/07/2026 11:00:00 | OUT | Achat divers | -1 308,1 | MERCHANT_GENERAL |
| 06/07/2026 08:00:00 | OUT | Achat divers | -1 281,73 | MERCHANT_GENERAL |
| 03/07/2026 20:00:00 | OUT | Alimentation | -719,3 | MERCHANT_FOOD |
| 03/07/2026 19:00:00 | IN | Transfert P2P | +6 071,76 | CONTACT_17 |
| 02/07/2026 15:30:00 | OUT | Facture SNDE | -1 307,34 | SNDE |
| 02/07/2026 13:00:00 | OUT | Transport | -912,28 | MERCHANT_TRANSPORT |
| 28/06/2026 15:30:00 | OUT | Facture telecom | -2 440,88 | MAURITEL |
| 28/06/2026 12:00:00 | IN | Revenu commercial | +441,08 | IRREG_COMM |
| 27/06/2026 13:00:00 | OUT | Transport | -195,3 | MERCHANT_TRANSPORT |
| 27/06/2026 11:00:00 | OUT | Transport | -43,88 | MERCHANT_TRANSPORT |
| 27/06/2026 08:00:00 | OUT | Alimentation | -96,06 | MERCHANT_FOOD |
| 26/06/2026 12:00:00 | OUT | Transport | -104,44 | MERCHANT_TRANSPORT |
| 25/06/2026 18:00:00 | OUT | Alimentation | -58,31 | MERCHANT_FOOD |
| 24/06/2026 15:30:00 | OUT | Facture SOMELEC | -2 928,24 | SOMELEC |
| 24/06/2026 12:00:00 | IN | Revenu commercial | +159,17 | IRREG_COMM |
| 24/06/2026 12:00:00 | OUT | Alimentation | -53,43 | MERCHANT_FOOD |
| 20/06/2026 12:00:00 | IN | Revenu commercial | +325,07 | IRREG_COMM |
| 20/06/2026 11:00:00 | OUT | Alimentation | -238,84 | MERCHANT_FOOD |
| 16/06/2026 17:00:00 | OUT | Transport | -68,89 | MERCHANT_TRANSPORT |
| 15/06/2026 09:00:00 | OUT | Achat divers | -96,09 | MERCHANT_GENERAL |
| 14/06/2026 20:00:00 | OUT | Alimentation | -51,54 | MERCHANT_FOOD |
| 13/06/2026 12:00:00 | IN | Revenu commercial | +129,55 | IRREG_COMM |
| 10/06/2026 12:00:00 | IN | Revenu commercial | +281,86 | IRREG_COMM |
| 08/06/2026 16:00:00 | OUT | Transport | -234,45 | MERCHANT_TRANSPORT |
| 08/06/2026 13:00:00 | OUT | Alimentation | -178,37 | MERCHANT_FOOD |
| 07/06/2026 15:30:00 | OUT | Facture telecom | -2 215,25 | MAURITEL |