Fiche individuelle
MR-771000033
NNI : - - Employe prive - Ouvert le 21/10/2023
793
/ 1000
Verdict
Tres faible risque
Credit maximum
273 259MRU
Confiance
70%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +293.
ratio_entrees_sorties
+159
solde_moyen_fin_mois
+133
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
ratio_essentiels_discretionnaires
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 12:00:00 | OUT | Transport | -149,21 | MERCHANT_TRANSPORT |
| 31/08/2026 10:00:00 | OUT | Transfert P2P | -2 785,89 | CONTACT_14 |
| 30/08/2026 20:00:00 | OUT | Achat divers | -1 998,36 | MERCHANT_GENERAL |
| 30/08/2026 19:00:00 | OUT | Alimentation | -522,37 | MERCHANT_FOOD |
| 30/08/2026 16:00:00 | OUT | Transport | -2 083,47 | MERCHANT_TRANSPORT |
| 30/08/2026 11:00:00 | OUT | Alimentation | -860,54 | MERCHANT_FOOD |
| 28/08/2026 09:00:00 | IN | Salaire | +39 592,92 | EMPLOYER_PRIV |
| 28/08/2026 09:00:00 | OUT | Alimentation | -570,8 | MERCHANT_FOOD |
| 26/08/2026 15:30:00 | OUT | Facture SOMELEC | -2 177,56 | SOMELEC |
| 26/08/2026 15:00:00 | OUT | Alimentation | -857,62 | MERCHANT_FOOD |
| 25/08/2026 17:00:00 | OUT | Transport | -751,87 | MERCHANT_TRANSPORT |
| 25/08/2026 15:30:00 | OUT | Facture SNDE | -435,11 | SNDE |
| 24/08/2026 20:00:00 | OUT | Alimentation | -204,2 | MERCHANT_FOOD |
| 24/08/2026 14:00:00 | OUT | Transport | -1 218,94 | MERCHANT_TRANSPORT |
| 24/08/2026 09:00:00 | OUT | Alimentation | -1 242,79 | MERCHANT_FOOD |
| 22/08/2026 15:30:00 | OUT | Facture telecom | -1 156,21 | MAURITEL |
| 19/08/2026 19:00:00 | OUT | Achat divers | -1 506,19 | MERCHANT_GENERAL |
| 18/08/2026 19:00:00 | OUT | Transfert P2P | -275,53 | CONTACT_23 |
| 18/08/2026 17:00:00 | OUT | Alimentation | -161,72 | MERCHANT_FOOD |
| 18/08/2026 11:00:00 | OUT | Transport | -409,8 | MERCHANT_TRANSPORT |
| 17/08/2026 18:00:00 | OUT | Transfert P2P | -906,08 | CONTACT_19 |
| 17/08/2026 14:00:00 | OUT | Achat divers | -1 442,86 | MERCHANT_GENERAL |
| 16/08/2026 17:00:00 | OUT | Alimentation | -95,69 | MERCHANT_FOOD |
| 16/08/2026 13:00:00 | OUT | Transport | -1 457,27 | MERCHANT_TRANSPORT |
| 16/08/2026 11:00:00 | OUT | Alimentation | -535,72 | MERCHANT_FOOD |
| 15/08/2026 16:00:00 | OUT | Transport | -2 970,51 | MERCHANT_TRANSPORT |
| 15/08/2026 16:00:00 | OUT | Achat divers | -123,95 | MERCHANT_GENERAL |
| 15/08/2026 11:00:00 | OUT | Alimentation | -1 371,7 | MERCHANT_FOOD |
| 15/08/2026 09:00:00 | IN | Transfert P2P | +439,95 | CONTACT_18 |
| 11/08/2026 17:00:00 | OUT | Alimentation | -64,33 | MERCHANT_FOOD |
| 11/08/2026 08:00:00 | OUT | Alimentation | -1 082,21 | MERCHANT_FOOD |
| 09/08/2026 16:00:00 | OUT | Transfert P2P | -483,86 | CONTACT_14 |
| 09/08/2026 10:00:00 | OUT | Transport | -1 950,1 | MERCHANT_TRANSPORT |
| 08/08/2026 17:00:00 | OUT | Achat divers | -821,51 | MERCHANT_GENERAL |
| 08/08/2026 11:00:00 | OUT | Transfert P2P | -542,64 | CONTACT_12 |
| 07/08/2026 08:00:00 | OUT | Achat divers | -1 116,21 | MERCHANT_GENERAL |
| 05/08/2026 15:00:00 | IN | Transfert P2P | +296,87 | CONTACT_9 |
| 04/08/2026 19:00:00 | OUT | Achat divers | -1 154,2 | MERCHANT_GENERAL |
| 03/08/2026 20:00:00 | OUT | Transfert P2P | -1 520,2 | CONTACT_12 |
| 02/08/2026 08:00:00 | OUT | Transport | -1 475,82 | MERCHANT_TRANSPORT |
| 01/08/2026 10:00:00 | IN | Transfert P2P | +856,81 | CONTACT_11 |
| 28/07/2026 15:00:00 | OUT | Alimentation | -2 813,95 | MERCHANT_FOOD |
| 28/07/2026 09:00:00 | IN | Salaire | +56 100,35 | EMPLOYER_PRIV |
| 25/07/2026 20:00:00 | OUT | Transport | -2 105,94 | MERCHANT_TRANSPORT |
| 25/07/2026 15:30:00 | OUT | Facture SOMELEC | -1 910,2 | SOMELEC |
| 25/07/2026 15:30:00 | OUT | Facture telecom | -1 336 | MAURITEL |
| 24/07/2026 12:00:00 | OUT | Alimentation | -1 376,82 | MERCHANT_FOOD |
| 23/07/2026 16:00:00 | IN | Transfert P2P | +1 263,19 | CONTACT_2 |
| 23/07/2026 15:00:00 | OUT | Alimentation | -1 512,92 | MERCHANT_FOOD |
| 20/07/2026 15:30:00 | OUT | Facture SNDE | -543,89 | SNDE |