Fiche individuelle
MR-771000004
NNI : - - Fonctionnaire - Ouvert le 14/03/2024
804
/ 1000
Verdict
Tres faible risque
Credit maximum
257 521MRU
Confiance
72%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +304.
ratio_entrees_sorties
+154
solde_moyen_fin_mois
+138
solde_minimum
+27
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
+2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
ratio_essentiels_discretionnaires
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 09:00:00 | OUT | Alimentation | -2 019,17 | MERCHANT_FOOD |
| 29/08/2026 13:00:00 | OUT | Transport | -779,32 | MERCHANT_TRANSPORT |
| 26/08/2026 18:00:00 | OUT | Transfert P2P | -949,73 | CONTACT_21 |
| 26/08/2026 17:00:00 | OUT | Achat divers | -50,39 | MERCHANT_GENERAL |
| 26/08/2026 15:30:00 | OUT | Facture SNDE | -485,13 | SNDE |
| 26/08/2026 15:30:00 | OUT | Facture telecom | -744,18 | MAURITEL |
| 25/08/2026 15:30:00 | OUT | Facture SOMELEC | -1 166,25 | SOMELEC |
| 25/08/2026 13:00:00 | OUT | Transfert P2P | -122,77 | CONTACT_21 |
| 22/08/2026 20:00:00 | OUT | Transfert P2P | -625 | CONTACT_15 |
| 17/08/2026 16:00:00 | OUT | Alimentation | -849,47 | MERCHANT_FOOD |
| 14/08/2026 14:00:00 | OUT | Alimentation | -1 378,06 | MERCHANT_FOOD |
| 14/08/2026 10:00:00 | OUT | Alimentation | -276,69 | MERCHANT_FOOD |
| 13/08/2026 16:00:00 | OUT | Alimentation | -1 426,67 | MERCHANT_FOOD |
| 13/08/2026 16:00:00 | OUT | Transfert P2P | -1 364,07 | CONTACT_13 |
| 12/08/2026 10:00:00 | OUT | Achat divers | -75,83 | MERCHANT_GENERAL |
| 11/08/2026 13:00:00 | IN | Transfert P2P | +236,62 | CONTACT_15 |
| 09/08/2026 20:00:00 | OUT | Transport | -290,69 | MERCHANT_TRANSPORT |
| 06/08/2026 16:00:00 | OUT | Achat divers | -648,21 | MERCHANT_GENERAL |
| 06/08/2026 10:00:00 | OUT | Transport | -1 195,02 | MERCHANT_TRANSPORT |
| 05/08/2026 18:00:00 | OUT | Transfert P2P | -118,59 | CONTACT_16 |
| 04/08/2026 19:00:00 | IN | Transfert P2P | +517,66 | CONTACT_22 |
| 04/08/2026 18:00:00 | OUT | Transport | -124,55 | MERCHANT_TRANSPORT |
| 04/08/2026 11:00:00 | OUT | Transfert P2P | -111,35 | CONTACT_22 |
| 04/08/2026 09:00:00 | IN | Salaire | +26 304,21 | EMPLOYER_FONC |
| 03/08/2026 14:00:00 | OUT | Alimentation | -659,07 | MERCHANT_FOOD |
| 02/08/2026 19:00:00 | OUT | Alimentation | -97,07 | MERCHANT_FOOD |
| 02/08/2026 08:00:00 | OUT | Alimentation | -1 890,96 | MERCHANT_FOOD |
| 01/08/2026 20:00:00 | OUT | Alimentation | -394,89 | MERCHANT_FOOD |
| 01/08/2026 15:30:00 | OUT | Facture SNDE | -685,57 | SNDE |
| 01/08/2026 15:30:00 | OUT | Facture telecom | -1 033 | MAURITEL |
| 01/08/2026 14:00:00 | OUT | Transport | -783,02 | MERCHANT_TRANSPORT |
| 26/07/2026 15:30:00 | OUT | Facture SOMELEC | -1 404,11 | SOMELEC |
| 26/07/2026 09:00:00 | OUT | Alimentation | -70,4 | MERCHANT_FOOD |
| 25/07/2026 20:00:00 | OUT | Achat divers | -1 322,81 | MERCHANT_GENERAL |
| 25/07/2026 08:00:00 | OUT | Alimentation | -1 385,8 | MERCHANT_FOOD |
| 25/07/2026 08:00:00 | OUT | Alimentation | -363,01 | MERCHANT_FOOD |
| 24/07/2026 18:00:00 | OUT | Transfert P2P | -273,69 | CONTACT_18 |
| 24/07/2026 10:00:00 | OUT | Alimentation | -938,11 | MERCHANT_FOOD |
| 22/07/2026 19:00:00 | OUT | Alimentation | -660,39 | MERCHANT_FOOD |
| 21/07/2026 11:00:00 | OUT | Achat divers | -2 368,28 | MERCHANT_GENERAL |
| 19/07/2026 14:00:00 | OUT | Achat divers | -1 029,57 | MERCHANT_GENERAL |
| 18/07/2026 20:00:00 | IN | Transfert P2P | +283,61 | CONTACT_19 |
| 18/07/2026 13:00:00 | OUT | Transfert P2P | -1 108,29 | CONTACT_20 |
| 17/07/2026 18:00:00 | OUT | Alimentation | -67,47 | MERCHANT_FOOD |
| 16/07/2026 10:00:00 | OUT | Transport | -645,67 | MERCHANT_TRANSPORT |
| 15/07/2026 17:00:00 | OUT | Alimentation | -690,19 | MERCHANT_FOOD |
| 14/07/2026 16:00:00 | OUT | Achat divers | -191,09 | MERCHANT_GENERAL |
| 13/07/2026 16:00:00 | OUT | Alimentation | -382,99 | MERCHANT_FOOD |
| 12/07/2026 19:00:00 | IN | Transfert P2P | +833,26 | CONTACT_16 |
| 12/07/2026 15:00:00 | OUT | Transfert P2P | -2 988,33 | CONTACT_18 |