Fiche individuelle
MR-771000013
NNI : - - Precaire - Ouvert le 30/09/2024
785
/ 1000
Verdict
Tres faible risque
Credit maximum
17 690MRU
Confiance
69%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +285.
ratio_entrees_sorties
+162
solde_moyen_fin_mois
+126
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
ratio_essentiels_discretionnaires
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 19:00:00 | OUT | Transport | -85,28 | MERCHANT_TRANSPORT |
| 29/08/2026 19:00:00 | OUT | Alimentation | -154,93 | MERCHANT_FOOD |
| 29/08/2026 12:00:00 | IN | Salaire | +102,98 | IRREG_PREC |
| 28/08/2026 15:30:00 | OUT | Facture SNDE | -413,57 | SNDE |
| 28/08/2026 12:00:00 | IN | Salaire | +4 387,93 | IRREG_PREC |
| 28/08/2026 12:00:00 | IN | Salaire | +315,35 | IRREG_PREC |
| 27/08/2026 18:00:00 | OUT | Alimentation | -323,39 | MERCHANT_FOOD |
| 27/08/2026 14:00:00 | IN | Transfert P2P | +165,69 | CONTACT_9 |
| 27/08/2026 11:00:00 | OUT | Transfert P2P | -665,05 | CONTACT_15 |
| 26/08/2026 20:00:00 | OUT | Transport | -129,66 | MERCHANT_TRANSPORT |
| 25/08/2026 15:30:00 | OUT | Facture telecom | -525,68 | MAURITEL |
| 25/08/2026 10:00:00 | OUT | Achat divers | -98,17 | MERCHANT_GENERAL |
| 24/08/2026 11:00:00 | IN | transfer_family | +205,98 | FAMILY_5 |
| 23/08/2026 13:00:00 | OUT | Alimentation | -111,67 | MERCHANT_FOOD |
| 16/08/2026 11:00:00 | IN | transfer_family | +105,87 | FAMILY_2 |
| 15/08/2026 17:00:00 | OUT | Alimentation | -121,73 | MERCHANT_FOOD |
| 13/08/2026 18:00:00 | OUT | Achat divers | -202,61 | MERCHANT_GENERAL |
| 12/08/2026 20:00:00 | OUT | Transfert P2P | -787,39 | CONTACT_22 |
| 11/08/2026 12:00:00 | OUT | Transport | -206,99 | MERCHANT_TRANSPORT |
| 10/08/2026 19:00:00 | OUT | Alimentation | -187,61 | MERCHANT_FOOD |
| 10/08/2026 17:00:00 | OUT | Transport | -181,2 | MERCHANT_TRANSPORT |
| 10/08/2026 16:00:00 | OUT | Achat divers | -59,25 | MERCHANT_GENERAL |
| 08/08/2026 15:30:00 | OUT | Facture SNDE | -459,53 | SNDE |
| 08/08/2026 12:00:00 | OUT | Achat divers | -467,69 | MERCHANT_GENERAL |
| 07/08/2026 12:00:00 | IN | Salaire | +537,76 | IRREG_PREC |
| 06/08/2026 15:30:00 | OUT | Facture SOMELEC | -830,51 | SOMELEC |
| 06/08/2026 12:00:00 | OUT | Alimentation | -137,23 | MERCHANT_FOOD |
| 05/08/2026 17:00:00 | OUT | Transport | -50,72 | MERCHANT_TRANSPORT |
| 05/08/2026 09:00:00 | OUT | Transport | -213,29 | MERCHANT_TRANSPORT |
| 03/08/2026 15:30:00 | OUT | Facture telecom | -582,04 | MAURITEL |
| 01/08/2026 08:00:00 | OUT | Transport | -746,28 | MERCHANT_TRANSPORT |
| 30/07/2026 20:00:00 | OUT | Alimentation | -155,55 | MERCHANT_FOOD |
| 30/07/2026 17:00:00 | OUT | Transfert P2P | -2 041,38 | CONTACT_4 |
| 30/07/2026 15:00:00 | OUT | Transport | -174,81 | MERCHANT_TRANSPORT |
| 30/07/2026 15:00:00 | OUT | Alimentation | -424,29 | MERCHANT_FOOD |
| 30/07/2026 12:00:00 | IN | Transfert P2P | +323,25 | CONTACT_18 |
| 29/07/2026 19:00:00 | OUT | Achat divers | -646,57 | MERCHANT_GENERAL |
| 29/07/2026 18:00:00 | OUT | Achat divers | -621,24 | MERCHANT_GENERAL |
| 27/07/2026 17:00:00 | OUT | Alimentation | -985,04 | MERCHANT_FOOD |
| 26/07/2026 16:00:00 | OUT | Transfert P2P | -157,78 | CONTACT_10 |
| 25/07/2026 17:00:00 | OUT | Transfert P2P | -1 501,98 | CONTACT_23 |
| 24/07/2026 10:00:00 | OUT | Transport | -662,12 | MERCHANT_TRANSPORT |
| 23/07/2026 12:00:00 | IN | Salaire | +2 037 | IRREG_PREC |
| 22/07/2026 12:00:00 | IN | Salaire | +496,41 | IRREG_PREC |
| 22/07/2026 08:00:00 | OUT | Transport | -440,62 | MERCHANT_TRANSPORT |
| 21/07/2026 20:00:00 | OUT | Alimentation | -345,47 | MERCHANT_FOOD |
| 20/07/2026 17:00:00 | OUT | Transport | -127,57 | MERCHANT_TRANSPORT |
| 19/07/2026 08:00:00 | OUT | Alimentation | -1 437,22 | MERCHANT_FOOD |
| 17/07/2026 18:00:00 | OUT | Alimentation | -73,92 | MERCHANT_FOOD |
| 17/07/2026 16:00:00 | OUT | Alimentation | -857,15 | MERCHANT_FOOD |