Fiche individuelle
MR-771000040
NNI : - - Employe prive - Ouvert le 05/10/2023
804
/ 1000
Verdict
Tres faible risque
Credit maximum
310 717MRU
Confiance
72%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +304.
ratio_entrees_sorties
+151
solde_moyen_fin_mois
+138
solde_minimum
+27
pic_solde_annuel
-12
variance_montants_marchands
-5
ratio_essentiels_discretionnaires
+3
retard_moyen_jours_telecom
+2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 19:00:00 | OUT | Alimentation | -1 078,06 | MERCHANT_FOOD |
| 28/08/2026 13:00:00 | OUT | Achat divers | -1 133,7 | MERCHANT_GENERAL |
| 28/08/2026 12:00:00 | OUT | Transfert P2P | -361,98 | CONTACT_4 |
| 28/08/2026 11:00:00 | OUT | Achat divers | -2 400,19 | MERCHANT_GENERAL |
| 28/08/2026 09:00:00 | IN | Salaire | +59 457,59 | EMPLOYER_PRIV |
| 22/08/2026 20:00:00 | OUT | Transport | -926,72 | MERCHANT_TRANSPORT |
| 22/08/2026 18:00:00 | OUT | Alimentation | -4 664,02 | MERCHANT_FOOD |
| 22/08/2026 15:30:00 | OUT | Facture SOMELEC | -1 464,6 | SOMELEC |
| 22/08/2026 10:00:00 | OUT | Transfert P2P | -2 657,63 | CONTACT_19 |
| 21/08/2026 15:30:00 | OUT | Facture SNDE | -844,12 | SNDE |
| 21/08/2026 15:00:00 | OUT | Alimentation | -1 809,66 | MERCHANT_FOOD |
| 21/08/2026 09:00:00 | OUT | Alimentation | -524,1 | MERCHANT_FOOD |
| 20/08/2026 13:00:00 | IN | Transfert P2P | +3 027,3 | CONTACT_14 |
| 20/08/2026 08:00:00 | OUT | Transport | -1 544,27 | MERCHANT_TRANSPORT |
| 18/08/2026 18:00:00 | OUT | Alimentation | -1 821,27 | MERCHANT_FOOD |
| 17/08/2026 20:00:00 | OUT | Transport | -682,39 | MERCHANT_TRANSPORT |
| 17/08/2026 10:00:00 | OUT | Alimentation | -2 752,46 | MERCHANT_FOOD |
| 15/08/2026 09:00:00 | OUT | Achat divers | -1 727,41 | MERCHANT_GENERAL |
| 13/08/2026 17:00:00 | OUT | Transport | -4 537,98 | MERCHANT_TRANSPORT |
| 13/08/2026 16:00:00 | OUT | Transport | -558,94 | MERCHANT_TRANSPORT |
| 11/08/2026 16:00:00 | OUT | Alimentation | -3 582,67 | MERCHANT_FOOD |
| 09/08/2026 19:00:00 | OUT | Achat divers | -2 029,29 | MERCHANT_GENERAL |
| 09/08/2026 11:00:00 | OUT | Transfert P2P | -6 060,28 | CONTACT_22 |
| 04/08/2026 08:00:00 | IN | Transfert P2P | +856,37 | CONTACT_9 |
| 03/08/2026 11:00:00 | OUT | Alimentation | -1 842,19 | MERCHANT_FOOD |
| 02/08/2026 09:00:00 | OUT | Alimentation | -576,83 | MERCHANT_FOOD |
| 01/08/2026 15:30:00 | OUT | Facture SNDE | -647,07 | SNDE |
| 30/07/2026 19:00:00 | OUT | Transfert P2P | -3 084,12 | CONTACT_22 |
| 30/07/2026 14:00:00 | OUT | Alimentation | -5 261,07 | MERCHANT_FOOD |
| 29/07/2026 14:00:00 | OUT | Transport | -1 030,45 | MERCHANT_TRANSPORT |
| 29/07/2026 10:00:00 | OUT | Alimentation | -775,91 | MERCHANT_FOOD |
| 28/07/2026 20:00:00 | OUT | Achat divers | -1 268,71 | MERCHANT_GENERAL |
| 28/07/2026 15:00:00 | OUT | Alimentation | -1 124,74 | MERCHANT_FOOD |
| 26/07/2026 08:00:00 | OUT | Alimentation | -2 935,67 | MERCHANT_FOOD |
| 25/07/2026 20:00:00 | OUT | Transport | -2 391,21 | MERCHANT_TRANSPORT |
| 25/07/2026 15:30:00 | OUT | Facture SOMELEC | -1 549,26 | SOMELEC |
| 25/07/2026 12:00:00 | OUT | Achat divers | -2 655,96 | MERCHANT_GENERAL |
| 25/07/2026 09:00:00 | IN | Salaire | +74 291,67 | EMPLOYER_PRIV |
| 24/07/2026 19:00:00 | OUT | Transport | -3 232,99 | MERCHANT_TRANSPORT |
| 24/07/2026 19:00:00 | OUT | Alimentation | -891,14 | MERCHANT_FOOD |
| 24/07/2026 15:30:00 | OUT | Facture telecom | -1 089,73 | MAURITEL |
| 23/07/2026 13:00:00 | OUT | Achat divers | -890,48 | MERCHANT_GENERAL |
| 22/07/2026 11:00:00 | IN | transfer_family | +2 070,23 | FAMILY_3 |
| 21/07/2026 20:00:00 | OUT | Transport | -1 917,12 | MERCHANT_TRANSPORT |
| 21/07/2026 16:00:00 | OUT | Transport | -3 396,12 | MERCHANT_TRANSPORT |
| 19/07/2026 20:00:00 | OUT | Alimentation | -290,02 | MERCHANT_FOOD |
| 19/07/2026 12:00:00 | OUT | Alimentation | -3 450,19 | MERCHANT_FOOD |
| 18/07/2026 20:00:00 | OUT | Alimentation | -2 198,13 | MERCHANT_FOOD |
| 16/07/2026 11:00:00 | IN | transfer_family | +222,05 | FAMILY_3 |
| 15/07/2026 11:00:00 | OUT | Alimentation | -1 085,84 | MERCHANT_FOOD |