Fiche individuelle
MR-771000039
NNI : - - Etudiant / jeune - Ouvert le 04/10/2023
798
/ 1000
Verdict
Tres faible risque
Credit maximum
11 616MRU
Confiance
71%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +298.
ratio_entrees_sorties
+164
solde_moyen_fin_mois
+134
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Charge factures / revenu
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 11:00:00 | IN | transfer_family | +1 235,66 | FAMILY_5 |
| 30/08/2026 10:00:00 | OUT | Transfert P2P | -613,99 | CONTACT_3 |
| 29/08/2026 11:00:00 | IN | transfer_family | +1 153,55 | FAMILY_5 |
| 28/08/2026 20:00:00 | OUT | Transport | -70,72 | MERCHANT_TRANSPORT |
| 28/08/2026 17:00:00 | OUT | Achat divers | -731,92 | MERCHANT_GENERAL |
| 28/08/2026 15:30:00 | OUT | Facture SNDE | -405,67 | SNDE |
| 28/08/2026 10:00:00 | OUT | Transport | -363,55 | MERCHANT_TRANSPORT |
| 25/08/2026 13:00:00 | OUT | Transport | -257,03 | MERCHANT_TRANSPORT |
| 25/08/2026 11:00:00 | OUT | Transfert P2P | -1 084,1 | CONTACT_8 |
| 24/08/2026 18:00:00 | OUT | Alimentation | -380,13 | MERCHANT_FOOD |
| 24/08/2026 15:00:00 | OUT | Alimentation | -574,98 | MERCHANT_FOOD |
| 24/08/2026 13:00:00 | OUT | Transport | -501,02 | MERCHANT_TRANSPORT |
| 23/08/2026 12:00:00 | IN | Salaire | +114,61 | IRREG_YOUTH |
| 22/08/2026 15:00:00 | OUT | Achat divers | -52,2 | MERCHANT_GENERAL |
| 22/08/2026 14:00:00 | OUT | Alimentation | -546,56 | MERCHANT_FOOD |
| 22/08/2026 14:00:00 | IN | Transfert P2P | +652,28 | CONTACT_20 |
| 22/08/2026 12:00:00 | OUT | Achat divers | -89,99 | MERCHANT_GENERAL |
| 21/08/2026 12:00:00 | OUT | Alimentation | -65,85 | MERCHANT_FOOD |
| 21/08/2026 11:00:00 | IN | transfer_family | +1 261,47 | FAMILY_2 |
| 20/08/2026 11:00:00 | OUT | Achat divers | -84,95 | MERCHANT_GENERAL |
| 20/08/2026 10:00:00 | OUT | Alimentation | -79,41 | MERCHANT_FOOD |
| 19/08/2026 16:00:00 | OUT | Alimentation | -405,77 | MERCHANT_FOOD |
| 19/08/2026 15:00:00 | OUT | Achat divers | -473,47 | MERCHANT_GENERAL |
| 19/08/2026 12:00:00 | IN | Salaire | +1 013,52 | IRREG_YOUTH |
| 19/08/2026 10:00:00 | OUT | Alimentation | -96,64 | MERCHANT_FOOD |
| 17/08/2026 17:00:00 | OUT | Alimentation | -231,72 | MERCHANT_FOOD |
| 17/08/2026 09:00:00 | OUT | Alimentation | -78,01 | MERCHANT_FOOD |
| 16/08/2026 16:00:00 | OUT | Alimentation | -134,12 | MERCHANT_FOOD |
| 15/08/2026 20:00:00 | OUT | Transport | -450,42 | MERCHANT_TRANSPORT |
| 15/08/2026 12:00:00 | OUT | Transport | -536,97 | MERCHANT_TRANSPORT |
| 15/08/2026 08:00:00 | OUT | Transfert P2P | -844,18 | CONTACT_8 |
| 14/08/2026 12:00:00 | IN | Transfert P2P | +153 | CONTACT_4 |
| 13/08/2026 12:00:00 | OUT | Achat divers | -208,56 | MERCHANT_GENERAL |
| 12/08/2026 14:00:00 | OUT | Transport | -144,95 | MERCHANT_TRANSPORT |
| 10/08/2026 12:00:00 | OUT | Alimentation | -541,11 | MERCHANT_FOOD |
| 09/08/2026 12:00:00 | OUT | Alimentation | -286,6 | MERCHANT_FOOD |
| 09/08/2026 12:00:00 | OUT | Alimentation | -130,89 | MERCHANT_FOOD |
| 09/08/2026 08:00:00 | OUT | Achat divers | -47,44 | MERCHANT_GENERAL |
| 08/08/2026 12:00:00 | IN | Salaire | +1 439,97 | IRREG_YOUTH |
| 06/08/2026 13:00:00 | OUT | Achat divers | -108,75 | MERCHANT_GENERAL |
| 05/08/2026 12:00:00 | IN | Salaire | +4 771,09 | IRREG_YOUTH |
| 04/08/2026 09:00:00 | OUT | Achat divers | -62,21 | MERCHANT_GENERAL |
| 03/08/2026 15:30:00 | OUT | Facture SNDE | -485,77 | SNDE |
| 03/08/2026 12:00:00 | IN | Salaire | +3 801,56 | IRREG_YOUTH |
| 29/07/2026 19:00:00 | OUT | Achat divers | -244,98 | MERCHANT_GENERAL |
| 29/07/2026 15:00:00 | OUT | Achat divers | -473,5 | MERCHANT_GENERAL |
| 29/07/2026 11:00:00 | IN | transfer_family | +1 241,17 | FAMILY_3 |
| 28/07/2026 13:00:00 | OUT | Transfert P2P | -396,23 | CONTACT_19 |
| 28/07/2026 12:00:00 | OUT | Transport | -193,03 | MERCHANT_TRANSPORT |
| 28/07/2026 12:00:00 | OUT | Transfert P2P | -249,17 | CONTACT_18 |