Fiche individuelle
MR-771000021
NNI : - - Employe prive - Ouvert le 15/08/2023
815
/ 1000
Verdict
Tres faible risque
Credit maximum
331 302MRU
Confiance
74%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +315.
ratio_entrees_sorties
+154
solde_moyen_fin_mois
+135
solde_minimum
+27
variance_montants_marchands
-5
retard_moyen_jours_telecom
+2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
pic_solde_annuel
-1
Anciennete compte Bankily
-1
Volatilite du solde
+0
ratio_essentiels_discretionnaires
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 08:00:00 | OUT | Transport | -1 417,64 | MERCHANT_TRANSPORT |
| 29/08/2026 20:00:00 | IN | Transfert P2P | +1 168,27 | CONTACT_20 |
| 29/08/2026 10:00:00 | OUT | Alimentation | -872,7 | MERCHANT_FOOD |
| 28/08/2026 09:00:00 | IN | Salaire | +60 224,97 | EMPLOYER_PRIV |
| 26/08/2026 08:00:00 | IN | Transfert P2P | +3 286,33 | CONTACT_2 |
| 25/08/2026 15:30:00 | OUT | Facture telecom | -814,67 | MAURITEL |
| 25/08/2026 14:00:00 | OUT | Transport | -3 384,74 | MERCHANT_TRANSPORT |
| 22/08/2026 18:00:00 | OUT | Alimentation | -2 427,07 | MERCHANT_FOOD |
| 22/08/2026 15:00:00 | OUT | Transport | -1 867,74 | MERCHANT_TRANSPORT |
| 22/08/2026 13:00:00 | OUT | Achat divers | -3 369,07 | MERCHANT_GENERAL |
| 21/08/2026 15:00:00 | OUT | Transport | -1 286,06 | MERCHANT_TRANSPORT |
| 20/08/2026 15:30:00 | OUT | Facture SNDE | -733,15 | SNDE |
| 19/08/2026 20:00:00 | OUT | Alimentation | -1 925,04 | MERCHANT_FOOD |
| 19/08/2026 10:00:00 | OUT | Alimentation | -1 568,51 | MERCHANT_FOOD |
| 18/08/2026 17:00:00 | OUT | Achat divers | -1 935,49 | MERCHANT_GENERAL |
| 11/08/2026 18:00:00 | OUT | Transfert P2P | -2 616,91 | CONTACT_12 |
| 11/08/2026 10:00:00 | OUT | Transport | -1 139,35 | MERCHANT_TRANSPORT |
| 11/08/2026 10:00:00 | OUT | Transfert P2P | -7 160,33 | CONTACT_13 |
| 10/08/2026 19:00:00 | OUT | Alimentation | -357,32 | MERCHANT_FOOD |
| 09/08/2026 20:00:00 | OUT | Transport | -3 423,8 | MERCHANT_TRANSPORT |
| 07/08/2026 18:00:00 | OUT | Alimentation | -2 362,65 | MERCHANT_FOOD |
| 06/08/2026 12:00:00 | OUT | Alimentation | -370,92 | MERCHANT_FOOD |
| 06/08/2026 11:00:00 | OUT | Alimentation | -1 994,76 | MERCHANT_FOOD |
| 03/08/2026 11:00:00 | OUT | Alimentation | -2 804,74 | MERCHANT_FOOD |
| 28/07/2026 17:00:00 | OUT | Alimentation | -699,13 | MERCHANT_FOOD |
| 28/07/2026 15:30:00 | OUT | Facture telecom | -816,35 | MAURITEL |
| 27/07/2026 14:00:00 | OUT | Achat divers | -133,16 | MERCHANT_GENERAL |
| 27/07/2026 09:00:00 | IN | Salaire | +29 023,48 | EMPLOYER_PRIV |
| 26/07/2026 18:00:00 | OUT | Transfert P2P | -1 706,59 | CONTACT_6 |
| 26/07/2026 15:30:00 | OUT | Facture SNDE | -804,26 | SNDE |
| 26/07/2026 15:00:00 | OUT | Achat divers | -247,58 | MERCHANT_GENERAL |
| 24/07/2026 11:00:00 | IN | Transfert P2P | +334,23 | CONTACT_21 |
| 23/07/2026 15:30:00 | OUT | Facture SOMELEC | -2 183,88 | SOMELEC |
| 23/07/2026 13:00:00 | OUT | Transfert P2P | -1 696,27 | CONTACT_22 |
| 21/07/2026 20:00:00 | OUT | Transfert P2P | -333,22 | CONTACT_9 |
| 21/07/2026 19:00:00 | OUT | Alimentation | -1 613,24 | MERCHANT_FOOD |
| 21/07/2026 08:00:00 | OUT | Alimentation | -106,69 | MERCHANT_FOOD |
| 18/07/2026 20:00:00 | OUT | Transfert P2P | -1 120,16 | CONTACT_10 |
| 18/07/2026 17:00:00 | OUT | Achat divers | -957,99 | MERCHANT_GENERAL |
| 17/07/2026 10:00:00 | OUT | Achat divers | -1 288,35 | MERCHANT_GENERAL |
| 16/07/2026 08:00:00 | OUT | Alimentation | -1 752,69 | MERCHANT_FOOD |
| 15/07/2026 18:00:00 | OUT | Achat divers | -452,18 | MERCHANT_GENERAL |
| 13/07/2026 12:00:00 | OUT | Transport | -2 757,01 | MERCHANT_TRANSPORT |
| 13/07/2026 08:00:00 | OUT | Alimentation | -306,42 | MERCHANT_FOOD |
| 11/07/2026 19:00:00 | IN | Transfert P2P | +485,06 | CONTACT_15 |
| 09/07/2026 14:00:00 | OUT | Achat divers | -1 223,9 | MERCHANT_GENERAL |
| 09/07/2026 10:00:00 | OUT | Transport | -856,44 | MERCHANT_TRANSPORT |
| 08/07/2026 17:00:00 | OUT | Achat divers | -562,86 | MERCHANT_GENERAL |
| 06/07/2026 12:00:00 | OUT | Transfert P2P | -715,25 | CONTACT_24 |
| 05/07/2026 19:00:00 | OUT | Transport | -185,44 | MERCHANT_TRANSPORT |