Fiche individuelle
MR-771000028
NNI : - - Commercant - Ouvert le 23/12/2024
867
/ 1000
Verdict
Tres faible risque
Credit maximum
120 000MRU
Confiance
81%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +367.
ratio_entrees_sorties
+168
solde_moyen_fin_mois
+123
pic_solde_annuel
+31
solde_minimum
+21
montant_moyen_achat_marchand
+11
retard_moyen_jours_telecom
-2
variance_montants_marchands
+2
volume_moyen_facture_snde
+1
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Volume moyen entrant/mois
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 17:00:00 | OUT | Transport | -2 429,58 | MERCHANT_TRANSPORT |
| 30/08/2026 12:00:00 | IN | Revenu commercial | +20 139,73 | IRREG_COMM |
| 29/08/2026 12:00:00 | IN | Revenu commercial | +5 332,95 | IRREG_COMM |
| 29/08/2026 12:00:00 | OUT | Transfert P2P | -222,62 | CONTACT_19 |
| 26/08/2026 08:00:00 | IN | Transfert P2P | +1 106,82 | CONTACT_16 |
| 22/08/2026 15:30:00 | OUT | Facture SOMELEC | -2 665,42 | SOMELEC |
| 19/08/2026 08:00:00 | IN | Transfert P2P | +206,16 | CONTACT_6 |
| 18/08/2026 18:00:00 | IN | Transfert P2P | +340,28 | CONTACT_24 |
| 17/08/2026 12:00:00 | OUT | Alimentation | -1 507,02 | MERCHANT_FOOD |
| 17/08/2026 09:00:00 | OUT | Alimentation | -420,08 | MERCHANT_FOOD |
| 16/08/2026 17:00:00 | OUT | Transport | -2 522,83 | MERCHANT_TRANSPORT |
| 16/08/2026 12:00:00 | IN | Revenu commercial | +9 587,54 | IRREG_COMM |
| 15/08/2026 09:00:00 | OUT | Achat divers | -467,64 | MERCHANT_GENERAL |
| 13/08/2026 13:00:00 | OUT | Achat divers | -672,75 | MERCHANT_GENERAL |
| 13/08/2026 12:00:00 | IN | Revenu commercial | +416,73 | IRREG_COMM |
| 11/08/2026 09:00:00 | OUT | Alimentation | -970,12 | MERCHANT_FOOD |
| 09/08/2026 12:00:00 | OUT | Achat divers | -467,03 | MERCHANT_GENERAL |
| 07/08/2026 15:30:00 | OUT | Facture SNDE | -1 928,68 | SNDE |
| 07/08/2026 10:00:00 | OUT | Transfert P2P | -2 270,38 | CONTACT_13 |
| 06/08/2026 17:00:00 | OUT | Alimentation | -2 608,54 | MERCHANT_FOOD |
| 06/08/2026 12:00:00 | OUT | Transfert P2P | -317,92 | CONTACT_17 |
| 05/08/2026 14:00:00 | OUT | Transport | -774,72 | MERCHANT_TRANSPORT |
| 05/08/2026 12:00:00 | IN | Revenu commercial | +1 182,37 | IRREG_COMM |
| 04/08/2026 12:00:00 | OUT | Achat divers | -3 256,98 | MERCHANT_GENERAL |
| 04/08/2026 11:00:00 | OUT | Alimentation | -900,21 | MERCHANT_FOOD |
| 03/08/2026 20:00:00 | OUT | Transfert P2P | -1 545,78 | CONTACT_14 |
| 03/08/2026 16:00:00 | OUT | Achat divers | -2 271,17 | MERCHANT_GENERAL |
| 03/08/2026 14:00:00 | OUT | Alimentation | -1 394,18 | MERCHANT_FOOD |
| 03/08/2026 12:00:00 | IN | Revenu commercial | +5 811,97 | IRREG_COMM |
| 03/08/2026 10:00:00 | OUT | Transfert P2P | -773,26 | CONTACT_2 |
| 01/08/2026 11:00:00 | OUT | Transport | -1 545,85 | MERCHANT_TRANSPORT |
| 28/07/2026 15:30:00 | OUT | Facture telecom | -1 610,43 | MAURITEL |
| 21/07/2026 15:30:00 | OUT | Facture SOMELEC | -2 988,93 | SOMELEC |
| 29/06/2026 20:00:00 | OUT | Transfert P2P | -3 969,71 | CONTACT_7 |
| 26/06/2026 08:00:00 | OUT | Achat divers | -1 472,24 | MERCHANT_GENERAL |
| 25/06/2026 17:00:00 | OUT | Achat divers | -9 587,2 | MERCHANT_GENERAL |
| 25/06/2026 15:30:00 | OUT | Facture SOMELEC | -1 743,79 | SOMELEC |
| 25/06/2026 08:00:00 | OUT | Achat divers | -1 117,87 | MERCHANT_GENERAL |
| 23/06/2026 15:30:00 | OUT | Facture SNDE | -1 476,42 | SNDE |
| 22/06/2026 15:30:00 | OUT | Facture telecom | -2 727,8 | MAURITEL |
| 22/06/2026 13:00:00 | OUT | Achat divers | -3 691,89 | MERCHANT_GENERAL |
| 22/06/2026 12:00:00 | OUT | Alimentation | -1 146,13 | MERCHANT_FOOD |
| 21/06/2026 11:00:00 | IN | Transfert P2P | +4 080,01 | CONTACT_16 |
| 21/06/2026 10:00:00 | OUT | Alimentation | -2 124,5 | MERCHANT_FOOD |
| 20/06/2026 17:00:00 | OUT | Alimentation | -897,59 | MERCHANT_FOOD |
| 20/06/2026 14:00:00 | OUT | Transfert P2P | -2 467,1 | CONTACT_7 |
| 19/06/2026 08:00:00 | OUT | Alimentation | -297,9 | MERCHANT_FOOD |
| 18/06/2026 18:00:00 | OUT | Achat divers | -840,15 | MERCHANT_GENERAL |
| 17/06/2026 17:00:00 | OUT | Alimentation | -121,74 | MERCHANT_FOOD |
| 16/06/2026 19:00:00 | OUT | Transport | -780,33 | MERCHANT_TRANSPORT |