Fiche individuelle
MR-771000003
NNI : - - Etudiant / jeune - Ouvert le 12/11/2023
779
/ 1000
Verdict
Tres faible risque
Credit maximum
9 390MRU
Confiance
68%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +279.
ratio_entrees_sorties
+159
solde_moyen_fin_mois
+124
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
ratio_essentiels_discretionnaires
+3
retard_moyen_jours_telecom
-2
Charge factures / revenu
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 09:00:00 | OUT | Alimentation | -44,89 | MERCHANT_FOOD |
| 29/08/2026 12:00:00 | IN | Salaire | +684,24 | IRREG_YOUTH |
| 28/08/2026 17:00:00 | OUT | Achat divers | -91,67 | MERCHANT_GENERAL |
| 25/08/2026 19:00:00 | OUT | Achat divers | -53,63 | MERCHANT_GENERAL |
| 25/08/2026 17:00:00 | IN | Transfert P2P | +136,1 | CONTACT_7 |
| 25/08/2026 16:00:00 | OUT | Alimentation | -49,95 | MERCHANT_FOOD |
| 25/08/2026 15:30:00 | OUT | Facture SOMELEC | -802,31 | SOMELEC |
| 25/08/2026 15:30:00 | OUT | Facture SNDE | -489,55 | SNDE |
| 21/08/2026 15:00:00 | OUT | Transfert P2P | -145,11 | CONTACT_17 |
| 21/08/2026 11:00:00 | IN | transfer_family | +1 316,99 | FAMILY_2 |
| 20/08/2026 16:00:00 | OUT | Alimentation | -58,4 | MERCHANT_FOOD |
| 19/08/2026 12:00:00 | IN | Salaire | +595,69 | IRREG_YOUTH |
| 18/08/2026 20:00:00 | OUT | Alimentation | -58,63 | MERCHANT_FOOD |
| 18/08/2026 14:00:00 | OUT | Alimentation | -157,98 | MERCHANT_FOOD |
| 17/08/2026 10:00:00 | OUT | Transport | -113,99 | MERCHANT_TRANSPORT |
| 14/08/2026 11:00:00 | OUT | Achat divers | -59,89 | MERCHANT_GENERAL |
| 14/08/2026 10:00:00 | OUT | Alimentation | -134 | MERCHANT_FOOD |
| 12/08/2026 12:00:00 | IN | Salaire | +1 286,33 | IRREG_YOUTH |
| 12/08/2026 12:00:00 | OUT | Achat divers | -65,81 | MERCHANT_GENERAL |
| 10/08/2026 16:00:00 | OUT | Transport | -49,92 | MERCHANT_TRANSPORT |
| 08/08/2026 15:00:00 | OUT | Transport | -111,27 | MERCHANT_TRANSPORT |
| 07/08/2026 11:00:00 | OUT | Achat divers | -40,82 | MERCHANT_GENERAL |
| 06/08/2026 15:00:00 | OUT | Alimentation | -124,02 | MERCHANT_FOOD |
| 05/08/2026 13:00:00 | OUT | Transport | -71 | MERCHANT_TRANSPORT |
| 05/08/2026 10:00:00 | OUT | Achat divers | -110,93 | MERCHANT_GENERAL |
| 05/08/2026 08:00:00 | OUT | Alimentation | -204,5 | MERCHANT_FOOD |
| 02/08/2026 20:00:00 | OUT | Achat divers | -79,04 | MERCHANT_GENERAL |
| 01/08/2026 11:00:00 | IN | transfer_family | +141,44 | FAMILY_3 |
| 31/07/2026 12:00:00 | IN | Salaire | +981,97 | IRREG_YOUTH |
| 28/07/2026 12:00:00 | OUT | Transport | -394,33 | MERCHANT_TRANSPORT |
| 27/07/2026 17:00:00 | OUT | Alimentation | -282,42 | MERCHANT_FOOD |
| 26/07/2026 18:00:00 | OUT | Transfert P2P | -218,14 | CONTACT_2 |
| 26/07/2026 10:00:00 | OUT | Transport | -684,34 | MERCHANT_TRANSPORT |
| 25/07/2026 15:30:00 | OUT | Facture SOMELEC | -814,61 | SOMELEC |
| 25/07/2026 15:30:00 | OUT | Facture SNDE | -412,53 | SNDE |
| 24/07/2026 15:30:00 | OUT | Facture telecom | -534,75 | MAURITEL |
| 21/07/2026 20:00:00 | OUT | Alimentation | -240,55 | MERCHANT_FOOD |
| 21/07/2026 19:00:00 | OUT | Achat divers | -301,16 | MERCHANT_GENERAL |
| 21/07/2026 08:00:00 | OUT | Achat divers | -91,92 | MERCHANT_GENERAL |
| 19/07/2026 15:00:00 | OUT | Transport | -59,49 | MERCHANT_TRANSPORT |
| 17/07/2026 20:00:00 | OUT | Transfert P2P | -669,88 | CONTACT_10 |
| 17/07/2026 11:00:00 | OUT | Alimentation | -634,43 | MERCHANT_FOOD |
| 16/07/2026 09:00:00 | OUT | Transfert P2P | -170,14 | CONTACT_13 |
| 15/07/2026 14:00:00 | OUT | Transfert P2P | -234,18 | CONTACT_4 |
| 15/07/2026 08:00:00 | OUT | Alimentation | -523,02 | MERCHANT_FOOD |
| 14/07/2026 14:00:00 | OUT | Transfert P2P | -121,58 | CONTACT_15 |
| 14/07/2026 12:00:00 | IN | Salaire | +6 242,84 | IRREG_YOUTH |
| 13/07/2026 20:00:00 | OUT | Alimentation | -997,42 | MERCHANT_FOOD |
| 13/07/2026 12:00:00 | IN | Salaire | +2 664,49 | IRREG_YOUTH |
| 12/07/2026 19:00:00 | OUT | Achat divers | -371,39 | MERCHANT_GENERAL |