Fiche individuelle
MR-771000005
NNI : - - Precaire - Ouvert le 21/01/2025
785
/ 1000
Verdict
Tres faible risque
Credit maximum
24 619MRU
Confiance
69%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +285.
ratio_entrees_sorties
+165
solde_moyen_fin_mois
+122
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
volume_moyen_facture_somelec
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 12:00:00 | IN | Salaire | +1 721,36 | IRREG_PREC |
| 30/08/2026 16:00:00 | OUT | Alimentation | -94,32 | MERCHANT_FOOD |
| 30/08/2026 09:00:00 | OUT | Alimentation | -528,29 | MERCHANT_FOOD |
| 29/08/2026 16:00:00 | IN | Transfert P2P | +522,77 | CONTACT_11 |
| 29/08/2026 12:00:00 | IN | Salaire | +1 350,75 | IRREG_PREC |
| 29/08/2026 11:00:00 | OUT | Transport | -1 777,83 | MERCHANT_TRANSPORT |
| 28/08/2026 12:00:00 | IN | Salaire | +3 890,67 | IRREG_PREC |
| 26/08/2026 15:30:00 | OUT | Facture SNDE | -486,74 | SNDE |
| 25/08/2026 13:00:00 | OUT | Transfert P2P | -1 504,17 | CONTACT_7 |
| 24/08/2026 19:00:00 | OUT | Alimentation | -578,68 | MERCHANT_FOOD |
| 21/08/2026 12:00:00 | IN | Salaire | +492,25 | IRREG_PREC |
| 17/08/2026 12:00:00 | OUT | Transfert P2P | -512,17 | CONTACT_17 |
| 17/08/2026 09:00:00 | OUT | Transport | -897,39 | MERCHANT_TRANSPORT |
| 16/08/2026 19:00:00 | OUT | Alimentation | -289,26 | MERCHANT_FOOD |
| 16/08/2026 12:00:00 | IN | Salaire | +4 634,65 | IRREG_PREC |
| 13/08/2026 19:00:00 | OUT | Transport | -1 042,12 | MERCHANT_TRANSPORT |
| 13/08/2026 10:00:00 | OUT | Alimentation | -749,5 | MERCHANT_FOOD |
| 10/08/2026 14:00:00 | OUT | Transport | -211,64 | MERCHANT_TRANSPORT |
| 10/08/2026 13:00:00 | OUT | Alimentation | -1 021,99 | MERCHANT_FOOD |
| 09/08/2026 08:00:00 | OUT | Transfert P2P | -341,07 | CONTACT_22 |
| 05/08/2026 14:00:00 | OUT | Transfert P2P | -111,07 | CONTACT_11 |
| 05/08/2026 10:00:00 | IN | Transfert P2P | +421,3 | CONTACT_10 |
| 02/08/2026 20:00:00 | OUT | Achat divers | -103,86 | MERCHANT_GENERAL |
| 02/08/2026 17:00:00 | OUT | Transport | -1 088,93 | MERCHANT_TRANSPORT |
| 01/08/2026 15:30:00 | OUT | Facture telecom | -523,98 | MAURITEL |
| 31/07/2026 14:00:00 | OUT | Alimentation | -284,81 | MERCHANT_FOOD |
| 27/07/2026 15:30:00 | OUT | Facture SOMELEC | -886,93 | SOMELEC |
| 27/07/2026 15:00:00 | OUT | Transport | -89,96 | MERCHANT_TRANSPORT |
| 27/07/2026 08:00:00 | OUT | Transfert P2P | -812,2 | CONTACT_10 |
| 26/07/2026 19:00:00 | OUT | Achat divers | -1 012,66 | MERCHANT_GENERAL |
| 25/07/2026 12:00:00 | IN | Salaire | +2 283,88 | IRREG_PREC |
| 25/07/2026 12:00:00 | IN | Salaire | +15 735,25 | IRREG_PREC |
| 25/07/2026 09:00:00 | OUT | Transport | -668,01 | MERCHANT_TRANSPORT |
| 24/07/2026 17:00:00 | OUT | Alimentation | -919,96 | MERCHANT_FOOD |
| 24/07/2026 10:00:00 | OUT | Transfert P2P | -201,61 | CONTACT_19 |
| 23/07/2026 11:00:00 | OUT | Alimentation | -408,65 | MERCHANT_FOOD |
| 22/07/2026 19:00:00 | OUT | Alimentation | -125,15 | MERCHANT_FOOD |
| 22/07/2026 19:00:00 | OUT | Transport | -1 921,98 | MERCHANT_TRANSPORT |
| 20/07/2026 16:00:00 | OUT | Transfert P2P | -915,61 | CONTACT_10 |
| 20/07/2026 15:30:00 | OUT | Facture SNDE | -401,81 | SNDE |
| 17/07/2026 14:00:00 | OUT | Alimentation | -221,33 | MERCHANT_FOOD |
| 17/07/2026 13:00:00 | OUT | Transport | -404,25 | MERCHANT_TRANSPORT |
| 16/07/2026 13:00:00 | OUT | Achat divers | -347,44 | MERCHANT_GENERAL |
| 16/07/2026 10:00:00 | OUT | Alimentation | -416,28 | MERCHANT_FOOD |
| 15/07/2026 10:00:00 | OUT | Alimentation | -211,91 | MERCHANT_FOOD |
| 13/07/2026 14:00:00 | IN | Transfert P2P | +257,74 | CONTACT_1 |
| 12/07/2026 17:00:00 | OUT | Transport | -1 102,65 | MERCHANT_TRANSPORT |
| 11/07/2026 15:00:00 | OUT | Alimentation | -857,29 | MERCHANT_FOOD |
| 10/07/2026 15:30:00 | OUT | Facture SNDE | -430,06 | SNDE |
| 10/07/2026 11:00:00 | OUT | Alimentation | -172,94 | MERCHANT_FOOD |