Fiche individuelle
MR-771000045
NNI : - - Precaire - Ouvert le 07/11/2024
626
/ 1000
Verdict
Risque modere
Credit maximum
5 611MRU
Confiance
47%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +126.
ratio_entrees_sorties
+148
solde_moyen_fin_mois
+46
solde_minimum
+25
pic_solde_annuel
-11
Anciennete compte Bankily
-6
variance_montants_marchands
-5
Volume moyen sortant/mois
+3
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
ratio_jours_actifs_total
+2
volume_moyen_facture_snde
+2
retard_moyen_jours_somelec
-1
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 12:00:00 | OUT | Alimentation | -74,29 | MERCHANT_FOOD |
| 31/08/2026 10:00:00 | OUT | Alimentation | -40,13 | MERCHANT_FOOD |
| 30/08/2026 12:00:00 | IN | Salaire | +5 048,79 | IRREG_PREC |
| 29/08/2026 12:00:00 | IN | Salaire | +866,2 | IRREG_PREC |
| 29/08/2026 12:00:00 | OUT | Achat divers | -114,68 | MERCHANT_GENERAL |
| 28/08/2026 12:00:00 | IN | Salaire | +959,05 | IRREG_PREC |
| 27/08/2026 14:00:00 | OUT | Transport | -1 474,89 | MERCHANT_TRANSPORT |
| 27/08/2026 09:00:00 | OUT | Transport | -80,98 | MERCHANT_TRANSPORT |
| 25/08/2026 12:00:00 | OUT | Transport | -2 005,51 | MERCHANT_TRANSPORT |
| 25/08/2026 12:00:00 | OUT | Transfert P2P | -3 381,87 | CONTACT_19 |
| 25/08/2026 11:00:00 | OUT | Transport | -214,79 | MERCHANT_TRANSPORT |
| 23/08/2026 09:00:00 | OUT | Alimentation | -81,86 | MERCHANT_FOOD |
| 20/08/2026 16:00:00 | OUT | Achat divers | -1 317,49 | MERCHANT_GENERAL |
| 20/08/2026 13:00:00 | IN | Transfert P2P | +1 470,46 | CONTACT_11 |
| 19/08/2026 11:00:00 | OUT | Alimentation | -659,29 | MERCHANT_FOOD |
| 16/08/2026 08:00:00 | OUT | Alimentation | -137,87 | MERCHANT_FOOD |
| 15/08/2026 11:00:00 | OUT | Achat divers | -245,99 | MERCHANT_GENERAL |
| 13/08/2026 19:00:00 | OUT | Alimentation | -124,8 | MERCHANT_FOOD |
| 13/08/2026 09:00:00 | OUT | Alimentation | -716,64 | MERCHANT_FOOD |
| 10/08/2026 12:00:00 | OUT | Transport | -124,05 | MERCHANT_TRANSPORT |
| 08/08/2026 16:00:00 | OUT | Transport | -668,28 | MERCHANT_TRANSPORT |
| 06/08/2026 15:30:00 | OUT | Facture telecom | -509,58 | MAURITEL |
| 06/08/2026 12:00:00 | IN | Salaire | +4 653,88 | IRREG_PREC |
| 03/08/2026 12:00:00 | IN | Salaire | +4 266,78 | IRREG_PREC |
| 03/08/2026 09:00:00 | OUT | Transport | -1 038,05 | MERCHANT_TRANSPORT |
| 01/08/2026 12:00:00 | OUT | Transport | -486,36 | MERCHANT_TRANSPORT |
| 31/07/2026 12:00:00 | IN | Salaire | +678,91 | IRREG_PREC |
| 31/07/2026 10:00:00 | OUT | Alimentation | -214,52 | MERCHANT_FOOD |
| 30/07/2026 12:00:00 | IN | Salaire | +1 526,51 | IRREG_PREC |
| 29/07/2026 12:00:00 | OUT | Alimentation | -93,6 | MERCHANT_FOOD |
| 29/07/2026 10:00:00 | OUT | Transport | -51,66 | MERCHANT_TRANSPORT |
| 29/07/2026 09:00:00 | OUT | Alimentation | -84,9 | MERCHANT_FOOD |
| 28/07/2026 16:00:00 | OUT | Transfert P2P | -178,03 | CONTACT_6 |
| 27/07/2026 15:00:00 | OUT | Achat divers | -97,3 | MERCHANT_GENERAL |
| 27/07/2026 14:00:00 | OUT | Transport | -171,07 | MERCHANT_TRANSPORT |
| 25/07/2026 18:00:00 | IN | Transfert P2P | +155,85 | CONTACT_22 |
| 25/07/2026 12:00:00 | IN | Salaire | +304,18 | IRREG_PREC |
| 24/07/2026 08:00:00 | OUT | Achat divers | -148,98 | MERCHANT_GENERAL |
| 23/07/2026 16:00:00 | OUT | Alimentation | -260,42 | MERCHANT_FOOD |
| 23/07/2026 15:30:00 | OUT | Facture SNDE | -467,89 | SNDE |
| 22/07/2026 15:30:00 | OUT | Facture SOMELEC | -807,29 | SOMELEC |
| 22/07/2026 15:00:00 | OUT | Alimentation | -65,56 | MERCHANT_FOOD |
| 22/07/2026 12:00:00 | IN | Salaire | +1 222,56 | IRREG_PREC |
| 22/07/2026 08:00:00 | OUT | Transfert P2P | -163,95 | CONTACT_6 |
| 21/07/2026 19:00:00 | OUT | Achat divers | -128,1 | MERCHANT_GENERAL |
| 21/07/2026 12:00:00 | IN | Salaire | +1 094,38 | IRREG_PREC |
| 21/07/2026 11:00:00 | IN | transfer_family | +133,18 | FAMILY_3 |
| 20/07/2026 10:00:00 | OUT | Transfert P2P | -375,65 | CONTACT_23 |
| 20/07/2026 09:00:00 | OUT | Alimentation | -56,44 | MERCHANT_FOOD |
| 19/07/2026 14:00:00 | OUT | Transport | -264,23 | MERCHANT_TRANSPORT |