Fiche individuelle
MR-771000032
NNI : - - Commercant - Ouvert le 08/08/2022
867
/ 1000
Verdict
Tres faible risque
Credit maximum
120 000MRU
Confiance
81%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +367.
ratio_entrees_sorties
+167
solde_moyen_fin_mois
+125
pic_solde_annuel
+31
solde_minimum
+20
montant_moyen_achat_marchand
+11
retard_moyen_jours_telecom
-2
variance_montants_marchands
+2
volume_moyen_facture_snde
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Volume moyen sortant/mois
+0
Volume moyen entrant/mois
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 12:00:00 | IN | Revenu commercial | +8 674,46 | IRREG_COMM |
| 31/08/2026 11:00:00 | OUT | Alimentation | -8 306,79 | MERCHANT_FOOD |
| 29/08/2026 13:00:00 | OUT | Transport | -6 995,96 | MERCHANT_TRANSPORT |
| 28/08/2026 18:00:00 | OUT | Transport | -312,54 | MERCHANT_TRANSPORT |
| 27/08/2026 20:00:00 | OUT | Achat divers | -4 115,06 | MERCHANT_GENERAL |
| 27/08/2026 18:00:00 | OUT | Alimentation | -4 894,5 | MERCHANT_FOOD |
| 27/08/2026 17:00:00 | OUT | Achat divers | -1 754,87 | MERCHANT_GENERAL |
| 27/08/2026 12:00:00 | OUT | Transfert P2P | -7 655,57 | CONTACT_12 |
| 26/08/2026 20:00:00 | OUT | Alimentation | -5 508,25 | MERCHANT_FOOD |
| 26/08/2026 15:30:00 | OUT | Facture telecom | -1 386,19 | MAURITEL |
| 26/08/2026 14:00:00 | IN | Transfert P2P | +6 770,69 | CONTACT_23 |
| 26/08/2026 08:00:00 | OUT | Transport | -750,47 | MERCHANT_TRANSPORT |
| 25/08/2026 08:00:00 | OUT | Achat divers | -3 970,48 | MERCHANT_GENERAL |
| 24/08/2026 11:00:00 | IN | Transfert P2P | +1 177,75 | CONTACT_12 |
| 22/08/2026 12:00:00 | IN | Revenu commercial | +31 713,61 | IRREG_COMM |
| 21/08/2026 15:30:00 | OUT | Facture SOMELEC | -2 047,69 | SOMELEC |
| 20/08/2026 19:00:00 | OUT | Transport | -4 303,08 | MERCHANT_TRANSPORT |
| 17/08/2026 14:00:00 | OUT | Alimentation | -5 229,54 | MERCHANT_FOOD |
| 16/08/2026 10:00:00 | OUT | Transfert P2P | -9 271,46 | CONTACT_19 |
| 14/08/2026 17:00:00 | OUT | Alimentation | -531,58 | MERCHANT_FOOD |
| 14/08/2026 16:00:00 | OUT | Alimentation | -9 385,94 | MERCHANT_FOOD |
| 14/08/2026 14:00:00 | OUT | Transfert P2P | -6 531,4 | CONTACT_5 |
| 13/08/2026 19:00:00 | OUT | Alimentation | -2 220,45 | MERCHANT_FOOD |
| 13/08/2026 13:00:00 | IN | Transfert P2P | +2 331,7 | CONTACT_7 |
| 12/08/2026 14:00:00 | OUT | Transfert P2P | -12 195,08 | CONTACT_9 |
| 11/08/2026 12:00:00 | IN | Revenu commercial | +8 956,39 | IRREG_COMM |
| 11/08/2026 11:00:00 | OUT | Alimentation | -5 678,22 | MERCHANT_FOOD |
| 11/08/2026 11:00:00 | OUT | Alimentation | -2 949,78 | MERCHANT_FOOD |
| 10/08/2026 12:00:00 | IN | Revenu commercial | +29 919,95 | IRREG_COMM |
| 09/08/2026 15:00:00 | OUT | Transport | -715,26 | MERCHANT_TRANSPORT |
| 08/08/2026 16:00:00 | OUT | Alimentation | -7 044,52 | MERCHANT_FOOD |
| 07/08/2026 12:00:00 | IN | Revenu commercial | +2 113,73 | IRREG_COMM |
| 06/08/2026 18:00:00 | OUT | Alimentation | -2 074,84 | MERCHANT_FOOD |
| 06/08/2026 12:00:00 | IN | Revenu commercial | +65 759,57 | IRREG_COMM |
| 03/08/2026 08:00:00 | OUT | Alimentation | -2 848,38 | MERCHANT_FOOD |
| 02/08/2026 15:30:00 | OUT | Facture SOMELEC | -3 127,09 | SOMELEC |
| 02/08/2026 11:00:00 | OUT | Alimentation | -2 585,29 | MERCHANT_FOOD |
| 01/08/2026 18:00:00 | OUT | Transfert P2P | -3 181 | CONTACT_20 |
| 01/08/2026 17:00:00 | OUT | Alimentation | -151,3 | MERCHANT_FOOD |
| 31/07/2026 18:00:00 | OUT | Transfert P2P | -3 602,25 | CONTACT_6 |
| 31/07/2026 12:00:00 | IN | Revenu commercial | +35 921,07 | IRREG_COMM |
| 30/07/2026 12:00:00 | OUT | Alimentation | -1 896,5 | MERCHANT_FOOD |
| 29/07/2026 08:00:00 | OUT | Achat divers | -5 719,83 | MERCHANT_GENERAL |
| 27/07/2026 19:00:00 | OUT | Transport | -3 225,75 | MERCHANT_TRANSPORT |
| 27/07/2026 15:30:00 | OUT | Facture SNDE | -1 712,37 | SNDE |
| 27/07/2026 10:00:00 | IN | Transfert P2P | +681,15 | CONTACT_6 |
| 25/07/2026 15:30:00 | OUT | Facture telecom | -1 325,87 | MAURITEL |
| 25/07/2026 08:00:00 | OUT | Transfert P2P | -3 123,1 | CONTACT_3 |
| 24/07/2026 14:00:00 | IN | Transfert P2P | +1 988,7 | CONTACT_4 |
| 24/07/2026 08:00:00 | OUT | Alimentation | -4 421,48 | MERCHANT_FOOD |