Fiche individuelle
MR-771000019
NNI : - - Etudiant / jeune - Ouvert le 15/09/2024
779
/ 1000
Verdict
Tres faible risque
Credit maximum
9 711MRU
Confiance
68%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +279.
ratio_entrees_sorties
+162
solde_moyen_fin_mois
+124
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Charge factures / revenu
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 15:00:00 | OUT | Alimentation | -181,78 | MERCHANT_FOOD |
| 31/08/2026 12:00:00 | IN | Salaire | +3 577,66 | IRREG_YOUTH |
| 31/08/2026 11:00:00 | IN | transfer_family | +397,18 | FAMILY_2 |
| 30/08/2026 20:00:00 | OUT | Alimentation | -140,86 | MERCHANT_FOOD |
| 29/08/2026 16:00:00 | OUT | Achat divers | -243,85 | MERCHANT_GENERAL |
| 29/08/2026 13:00:00 | OUT | Transfert P2P | -657,7 | CONTACT_18 |
| 28/08/2026 14:00:00 | OUT | Alimentation | -104,47 | MERCHANT_FOOD |
| 26/08/2026 15:30:00 | OUT | Facture SNDE | -485,51 | SNDE |
| 26/08/2026 11:00:00 | IN | transfer_family | +282,07 | FAMILY_1 |
| 24/08/2026 13:00:00 | OUT | Alimentation | -543,94 | MERCHANT_FOOD |
| 23/08/2026 17:00:00 | OUT | Alimentation | -47,46 | MERCHANT_FOOD |
| 22/08/2026 15:30:00 | OUT | Facture telecom | -537,99 | MAURITEL |
| 22/08/2026 08:00:00 | OUT | Transport | -549,99 | MERCHANT_TRANSPORT |
| 21/08/2026 16:00:00 | OUT | Alimentation | -173,65 | MERCHANT_FOOD |
| 21/08/2026 09:00:00 | OUT | Transfert P2P | -520,36 | CONTACT_23 |
| 21/08/2026 08:00:00 | OUT | Transfert P2P | -494,36 | CONTACT_5 |
| 20/08/2026 15:00:00 | OUT | Transport | -554,33 | MERCHANT_TRANSPORT |
| 19/08/2026 08:00:00 | OUT | Alimentation | -464,12 | MERCHANT_FOOD |
| 18/08/2026 10:00:00 | OUT | Transport | -117,08 | MERCHANT_TRANSPORT |
| 17/08/2026 15:00:00 | OUT | Transfert P2P | -111,64 | CONTACT_23 |
| 17/08/2026 12:00:00 | OUT | Alimentation | -311,21 | MERCHANT_FOOD |
| 15/08/2026 18:00:00 | OUT | Achat divers | -520,05 | MERCHANT_GENERAL |
| 15/08/2026 12:00:00 | IN | Salaire | +1 004,42 | IRREG_YOUTH |
| 15/08/2026 12:00:00 | IN | Salaire | +1 127,2 | IRREG_YOUTH |
| 15/08/2026 10:00:00 | IN | Transfert P2P | +108,91 | CONTACT_4 |
| 14/08/2026 17:00:00 | OUT | Alimentation | -413,14 | MERCHANT_FOOD |
| 14/08/2026 17:00:00 | OUT | Alimentation | -857,81 | MERCHANT_FOOD |
| 13/08/2026 12:00:00 | OUT | Alimentation | -458,07 | MERCHANT_FOOD |
| 13/08/2026 11:00:00 | IN | Transfert P2P | +107,2 | CONTACT_10 |
| 10/08/2026 10:00:00 | OUT | Achat divers | -208,81 | MERCHANT_GENERAL |
| 08/08/2026 13:00:00 | OUT | Alimentation | -60,14 | MERCHANT_FOOD |
| 04/08/2026 16:00:00 | OUT | Alimentation | -244,82 | MERCHANT_FOOD |
| 03/08/2026 15:30:00 | OUT | Facture SOMELEC | -894,57 | SOMELEC |
| 02/08/2026 15:30:00 | OUT | Facture telecom | -529,06 | MAURITEL |
| 02/08/2026 12:00:00 | IN | Salaire | +3 306,19 | IRREG_YOUTH |
| 30/07/2026 17:00:00 | OUT | Alimentation | -703,29 | MERCHANT_FOOD |
| 30/07/2026 11:00:00 | IN | transfer_family | +3 407,34 | FAMILY_3 |
| 29/07/2026 20:00:00 | OUT | Alimentation | -413,37 | MERCHANT_FOOD |
| 29/07/2026 12:00:00 | IN | Salaire | +467,29 | IRREG_YOUTH |
| 28/07/2026 18:00:00 | OUT | Transport | -77,83 | MERCHANT_TRANSPORT |
| 28/07/2026 14:00:00 | OUT | Alimentation | -119,79 | MERCHANT_FOOD |
| 26/07/2026 14:00:00 | OUT | Transfert P2P | -1 313,68 | CONTACT_20 |
| 26/07/2026 13:00:00 | IN | Transfert P2P | +206,84 | CONTACT_5 |
| 26/07/2026 12:00:00 | IN | Salaire | +1 771 | IRREG_YOUTH |
| 25/07/2026 15:30:00 | OUT | Facture SNDE | -400,78 | SNDE |
| 20/07/2026 14:00:00 | OUT | Transport | -134,6 | MERCHANT_TRANSPORT |
| 20/07/2026 12:00:00 | IN | Salaire | +1 663,55 | IRREG_YOUTH |
| 19/07/2026 09:00:00 | OUT | Achat divers | -205,67 | MERCHANT_GENERAL |
| 18/07/2026 12:00:00 | IN | Salaire | +374,37 | IRREG_YOUTH |
| 18/07/2026 11:00:00 | OUT | Achat divers | -378,98 | MERCHANT_GENERAL |