Fiche individuelle
MR-771000048
NNI : - - Etudiant / jeune - Ouvert le 08/02/2024
786
/ 1000
Verdict
Tres faible risque
Credit maximum
10 007MRU
Confiance
70%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +286.
ratio_entrees_sorties
+161
solde_moyen_fin_mois
+128
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
Charge factures / revenu
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
retard_moyen_jours_telecom
-1
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 12:00:00 | IN | Salaire | +2 215,75 | IRREG_YOUTH |
| 30/08/2026 13:00:00 | OUT | Alimentation | -60,14 | MERCHANT_FOOD |
| 30/08/2026 12:00:00 | IN | Salaire | +2 806,19 | IRREG_YOUTH |
| 30/08/2026 08:00:00 | OUT | Transport | -351,03 | MERCHANT_TRANSPORT |
| 29/08/2026 12:00:00 | IN | Salaire | +657,1 | IRREG_YOUTH |
| 28/08/2026 15:30:00 | OUT | Facture SOMELEC | -890,47 | SOMELEC |
| 28/08/2026 15:00:00 | OUT | Transport | -642,56 | MERCHANT_TRANSPORT |
| 27/08/2026 15:30:00 | OUT | Facture SNDE | -421,32 | SNDE |
| 25/08/2026 11:00:00 | IN | transfer_family | +2 373,15 | FAMILY_4 |
| 23/08/2026 20:00:00 | OUT | Achat divers | -746,05 | MERCHANT_GENERAL |
| 23/08/2026 15:30:00 | OUT | Facture telecom | -567,5 | MAURITEL |
| 23/08/2026 09:00:00 | OUT | Achat divers | -448,53 | MERCHANT_GENERAL |
| 22/08/2026 08:00:00 | OUT | Transport | -230,66 | MERCHANT_TRANSPORT |
| 21/08/2026 18:00:00 | IN | Transfert P2P | +159,43 | CONTACT_14 |
| 20/08/2026 15:00:00 | OUT | Transfert P2P | -178,55 | CONTACT_13 |
| 19/08/2026 19:00:00 | OUT | Transfert P2P | -295,01 | CONTACT_10 |
| 19/08/2026 17:00:00 | OUT | Transport | -655,17 | MERCHANT_TRANSPORT |
| 17/08/2026 11:00:00 | IN | transfer_family | +1 002,3 | FAMILY_2 |
| 17/08/2026 09:00:00 | OUT | Alimentation | -480,28 | MERCHANT_FOOD |
| 16/08/2026 10:00:00 | OUT | Alimentation | -195,66 | MERCHANT_FOOD |
| 15/08/2026 13:00:00 | OUT | Transport | -259,79 | MERCHANT_TRANSPORT |
| 11/08/2026 20:00:00 | OUT | Alimentation | -399,5 | MERCHANT_FOOD |
| 11/08/2026 14:00:00 | OUT | Alimentation | -216,47 | MERCHANT_FOOD |
| 10/08/2026 20:00:00 | OUT | Alimentation | -324,17 | MERCHANT_FOOD |
| 09/08/2026 12:00:00 | IN | Salaire | +1 534,59 | IRREG_YOUTH |
| 08/08/2026 20:00:00 | OUT | Transfert P2P | -1 021,06 | CONTACT_3 |
| 08/08/2026 19:00:00 | OUT | Alimentation | -109,51 | MERCHANT_FOOD |
| 08/08/2026 16:00:00 | OUT | Achat divers | -54,15 | MERCHANT_GENERAL |
| 08/08/2026 12:00:00 | IN | Transfert P2P | +270,51 | CONTACT_9 |
| 06/08/2026 17:00:00 | OUT | Transport | -249,19 | MERCHANT_TRANSPORT |
| 06/08/2026 13:00:00 | OUT | Transfert P2P | -172,22 | CONTACT_12 |
| 04/08/2026 19:00:00 | IN | Transfert P2P | +195,05 | CONTACT_17 |
| 04/08/2026 12:00:00 | IN | Salaire | +747,05 | IRREG_YOUTH |
| 01/08/2026 18:00:00 | OUT | Achat divers | -82,59 | MERCHANT_GENERAL |
| 31/07/2026 14:00:00 | OUT | Achat divers | -456,2 | MERCHANT_GENERAL |
| 29/07/2026 14:00:00 | OUT | Transfert P2P | -256,61 | CONTACT_6 |
| 26/07/2026 20:00:00 | OUT | Alimentation | -612,74 | MERCHANT_FOOD |
| 26/07/2026 10:00:00 | OUT | Alimentation | -185,89 | MERCHANT_FOOD |
| 25/07/2026 13:00:00 | OUT | Transport | -103,77 | MERCHANT_TRANSPORT |
| 25/07/2026 11:00:00 | IN | transfer_family | +4 001,28 | FAMILY_1 |
| 25/07/2026 09:00:00 | OUT | Achat divers | -104,36 | MERCHANT_GENERAL |
| 24/07/2026 15:30:00 | OUT | Facture SOMELEC | -818,5 | SOMELEC |
| 24/07/2026 15:00:00 | OUT | Achat divers | -315,94 | MERCHANT_GENERAL |
| 22/07/2026 15:30:00 | OUT | Facture SNDE | -461,95 | SNDE |
| 20/07/2026 19:00:00 | IN | Transfert P2P | +294,48 | CONTACT_15 |
| 20/07/2026 15:30:00 | OUT | Facture telecom | -508,77 | MAURITEL |
| 18/07/2026 15:00:00 | OUT | Alimentation | -641,07 | MERCHANT_FOOD |
| 17/07/2026 10:00:00 | OUT | Transport | -263,69 | MERCHANT_TRANSPORT |
| 16/07/2026 12:00:00 | IN | Salaire | +5 207,61 | IRREG_YOUTH |
| 16/07/2026 09:00:00 | OUT | Alimentation | -321,74 | MERCHANT_FOOD |