Fiche individuelle
MR-771000018
NNI : - - Precaire - Ouvert le 15/01/2024
804
/ 1000
Verdict
Tres faible risque
Credit maximum
19 801MRU
Confiance
72%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +304.
ratio_entrees_sorties
+164
solde_moyen_fin_mois
+136
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
volume_moyen_facture_somelec
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 12:00:00 | IN | Salaire | +2 519,27 | IRREG_PREC |
| 29/08/2026 18:00:00 | OUT | Transfert P2P | -235,26 | CONTACT_7 |
| 28/08/2026 11:00:00 | OUT | Alimentation | -436,82 | MERCHANT_FOOD |
| 27/08/2026 17:00:00 | OUT | Transfert P2P | -383,25 | CONTACT_2 |
| 27/08/2026 13:00:00 | OUT | Alimentation | -278,98 | MERCHANT_FOOD |
| 25/08/2026 18:00:00 | OUT | Alimentation | -284,18 | MERCHANT_FOOD |
| 25/08/2026 15:30:00 | OUT | Facture SNDE | -460 | SNDE |
| 25/08/2026 12:00:00 | IN | Salaire | +120,27 | IRREG_PREC |
| 24/08/2026 09:00:00 | OUT | Alimentation | -263,98 | MERCHANT_FOOD |
| 23/08/2026 16:00:00 | OUT | Alimentation | -650,52 | MERCHANT_FOOD |
| 23/08/2026 13:00:00 | OUT | Alimentation | -493,79 | MERCHANT_FOOD |
| 21/08/2026 14:00:00 | OUT | Transport | -549,85 | MERCHANT_TRANSPORT |
| 21/08/2026 13:00:00 | IN | Transfert P2P | +126,27 | CONTACT_17 |
| 20/08/2026 12:00:00 | OUT | Alimentation | -444,47 | MERCHANT_FOOD |
| 19/08/2026 18:00:00 | OUT | Alimentation | -489,35 | MERCHANT_FOOD |
| 17/08/2026 18:00:00 | OUT | Transfert P2P | -618,07 | CONTACT_11 |
| 17/08/2026 17:00:00 | IN | Transfert P2P | +278,86 | CONTACT_1 |
| 15/08/2026 13:00:00 | OUT | Alimentation | -162,99 | MERCHANT_FOOD |
| 15/08/2026 12:00:00 | IN | Salaire | +359,06 | IRREG_PREC |
| 14/08/2026 16:00:00 | OUT | Achat divers | -763,76 | MERCHANT_GENERAL |
| 14/08/2026 10:00:00 | OUT | Transfert P2P | -756,9 | CONTACT_6 |
| 12/08/2026 15:30:00 | OUT | Facture SOMELEC | -860,01 | SOMELEC |
| 12/08/2026 11:00:00 | OUT | Alimentation | -180 | MERCHANT_FOOD |
| 11/08/2026 19:00:00 | OUT | Transport | -543,85 | MERCHANT_TRANSPORT |
| 11/08/2026 12:00:00 | IN | Transfert P2P | +219,14 | CONTACT_21 |
| 10/08/2026 17:00:00 | OUT | Achat divers | -415,58 | MERCHANT_GENERAL |
| 10/08/2026 12:00:00 | IN | Salaire | +1 387,17 | IRREG_PREC |
| 09/08/2026 15:00:00 | OUT | Alimentation | -91,51 | MERCHANT_FOOD |
| 08/08/2026 18:00:00 | OUT | Transfert P2P | -695,05 | CONTACT_19 |
| 08/08/2026 12:00:00 | IN | Salaire | +6 398,96 | IRREG_PREC |
| 07/08/2026 12:00:00 | IN | Salaire | +103,83 | IRREG_PREC |
| 06/08/2026 18:00:00 | OUT | Alimentation | -292,63 | MERCHANT_FOOD |
| 05/08/2026 19:00:00 | IN | Transfert P2P | +246,35 | CONTACT_9 |
| 03/08/2026 13:00:00 | OUT | Transport | -328,31 | MERCHANT_TRANSPORT |
| 01/08/2026 19:00:00 | OUT | Achat divers | -667,62 | MERCHANT_GENERAL |
| 31/07/2026 08:00:00 | OUT | Alimentation | -771,62 | MERCHANT_FOOD |
| 30/07/2026 12:00:00 | OUT | Achat divers | -464,47 | MERCHANT_GENERAL |
| 30/07/2026 11:00:00 | OUT | Transfert P2P | -2 428,28 | CONTACT_1 |
| 29/07/2026 15:00:00 | OUT | Alimentation | -594,39 | MERCHANT_FOOD |
| 28/07/2026 11:00:00 | IN | transfer_family | +1 303,65 | FAMILY_5 |
| 27/07/2026 08:00:00 | OUT | Transport | -971,8 | MERCHANT_TRANSPORT |
| 26/07/2026 18:00:00 | OUT | Alimentation | -414,95 | MERCHANT_FOOD |
| 26/07/2026 15:30:00 | OUT | Facture SNDE | -459,79 | SNDE |
| 25/07/2026 11:00:00 | OUT | Achat divers | -1 236,21 | MERCHANT_GENERAL |
| 22/07/2026 08:00:00 | OUT | Transfert P2P | -1 128,25 | CONTACT_11 |
| 21/07/2026 15:30:00 | OUT | Facture telecom | -595,52 | MAURITEL |
| 18/07/2026 19:00:00 | OUT | Alimentation | -3 903,97 | MERCHANT_FOOD |
| 18/07/2026 14:00:00 | OUT | Transport | -68,75 | MERCHANT_TRANSPORT |
| 18/07/2026 10:00:00 | IN | Transfert P2P | +822,39 | CONTACT_18 |
| 17/07/2026 20:00:00 | OUT | Alimentation | -645,98 | MERCHANT_FOOD |