Fiche individuelle
MR-771000011
NNI : - - Precaire - Ouvert le 20/05/2025
597
/ 1000
Verdict
Risque modere
Credit maximum
6 937MRU
Confiance
42%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +97.
ratio_entrees_sorties
+92
solde_moyen_fin_mois
+86
solde_minimum
+30
pic_solde_annuel
-11
Anciennete compte Bankily
-6
variance_montants_marchands
-5
Fiabilite paiement factures
-2
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
Factures telecom a temps
-2
ratio_jours_actifs_total
+2
montant_moyen_achat_marchand
+2
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 14:00:00 | OUT | Alimentation | -627,15 | MERCHANT_FOOD |
| 30/08/2026 08:00:00 | OUT | Achat divers | -1 582,33 | MERCHANT_GENERAL |
| 29/08/2026 14:00:00 | OUT | Achat divers | -1 159,48 | MERCHANT_GENERAL |
| 28/08/2026 15:00:00 | OUT | Achat divers | -205,69 | MERCHANT_GENERAL |
| 28/08/2026 15:00:00 | OUT | Transport | -333,34 | MERCHANT_TRANSPORT |
| 27/08/2026 16:00:00 | OUT | Alimentation | -261,27 | MERCHANT_FOOD |
| 27/08/2026 15:30:00 | OUT | Facture telecom | -540,73 | MAURITEL |
| 27/08/2026 09:00:00 | OUT | Transport | -231,74 | MERCHANT_TRANSPORT |
| 26/08/2026 11:00:00 | IN | transfer_family | +434,88 | FAMILY_5 |
| 26/08/2026 09:00:00 | OUT | Transport | -479,05 | MERCHANT_TRANSPORT |
| 25/08/2026 16:00:00 | OUT | Achat divers | -722,16 | MERCHANT_GENERAL |
| 25/08/2026 12:00:00 | IN | Salaire | +14 688,93 | IRREG_PREC |
| 24/08/2026 18:00:00 | OUT | Achat divers | -686,05 | MERCHANT_GENERAL |
| 24/08/2026 15:30:00 | OUT | Facture SNDE | -460,28 | SNDE |
| 22/08/2026 19:00:00 | OUT | Transport | -466,45 | MERCHANT_TRANSPORT |
| 21/08/2026 18:00:00 | OUT | Alimentation | -276,81 | MERCHANT_FOOD |
| 21/08/2026 17:00:00 | OUT | Transport | -109,89 | MERCHANT_TRANSPORT |
| 20/08/2026 17:00:00 | OUT | Achat divers | -877,26 | MERCHANT_GENERAL |
| 20/08/2026 12:00:00 | OUT | Transfert P2P | -3 579,88 | CONTACT_16 |
| 19/08/2026 10:00:00 | OUT | Alimentation | -396,49 | MERCHANT_FOOD |
| 18/08/2026 14:00:00 | OUT | Transport | -563,09 | MERCHANT_TRANSPORT |
| 16/08/2026 11:00:00 | IN | transfer_family | +460,2 | FAMILY_4 |
| 11/08/2026 15:30:00 | OUT | Facture telecom | -538,9 | MAURITEL |
| 10/08/2026 10:00:00 | OUT | Transport | -142,42 | MERCHANT_TRANSPORT |
| 08/08/2026 14:00:00 | OUT | Transfert P2P | -1 557,91 | CONTACT_4 |
| 07/08/2026 11:00:00 | IN | transfer_family | +133,73 | FAMILY_4 |
| 07/08/2026 10:00:00 | OUT | Alimentation | -510,39 | MERCHANT_FOOD |
| 06/08/2026 18:00:00 | IN | Transfert P2P | +458,13 | CONTACT_6 |
| 06/08/2026 15:00:00 | OUT | Alimentation | -621,58 | MERCHANT_FOOD |
| 06/08/2026 09:00:00 | OUT | Transport | -386,12 | MERCHANT_TRANSPORT |
| 05/08/2026 18:00:00 | OUT | Transport | -675,86 | MERCHANT_TRANSPORT |
| 04/08/2026 18:00:00 | IN | Transfert P2P | +766,35 | CONTACT_3 |
| 04/08/2026 12:00:00 | IN | Salaire | +3 621,35 | IRREG_PREC |
| 03/08/2026 16:00:00 | OUT | Transport | -84,28 | MERCHANT_TRANSPORT |
| 03/08/2026 14:00:00 | OUT | Alimentation | -781,02 | MERCHANT_FOOD |
| 02/08/2026 13:00:00 | OUT | Alimentation | -251,26 | MERCHANT_FOOD |
| 02/08/2026 12:00:00 | IN | Salaire | +3 318,3 | IRREG_PREC |
| 01/08/2026 20:00:00 | OUT | Alimentation | -94,52 | MERCHANT_FOOD |
| 01/08/2026 19:00:00 | OUT | Alimentation | -1 359,41 | MERCHANT_FOOD |
| 01/08/2026 15:00:00 | OUT | Achat divers | -1 695,43 | MERCHANT_GENERAL |
| 29/07/2026 12:00:00 | IN | Salaire | +1 104,15 | IRREG_PREC |
| 26/07/2026 14:00:00 | OUT | Alimentation | -288,37 | MERCHANT_FOOD |
| 25/07/2026 12:00:00 | IN | Salaire | +2 785,19 | IRREG_PREC |
| 25/07/2026 12:00:00 | IN | Salaire | +8 301,98 | IRREG_PREC |
| 25/07/2026 12:00:00 | OUT | Transport | -1 286,12 | MERCHANT_TRANSPORT |
| 23/07/2026 15:30:00 | OUT | Facture SOMELEC | -877,62 | SOMELEC |
| 23/07/2026 15:00:00 | OUT | Transport | -785,42 | MERCHANT_TRANSPORT |
| 22/07/2026 15:30:00 | OUT | Facture SNDE | -498,63 | SNDE |
| 22/07/2026 15:00:00 | OUT | Achat divers | -244,62 | MERCHANT_GENERAL |
| 21/07/2026 11:00:00 | OUT | Transfert P2P | -468,13 | CONTACT_10 |