Fiche individuelle
MR-771000012
NNI : - - Etudiant / jeune - Ouvert le 03/10/2024
779
/ 1000
Verdict
Tres faible risque
Credit maximum
7 966MRU
Confiance
68%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +279.
ratio_entrees_sorties
+159
solde_moyen_fin_mois
+124
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
ratio_essentiels_discretionnaires
+3
retard_moyen_jours_telecom
-2
Charge factures / revenu
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 31/08/2026 13:00:00 | OUT | Achat divers | -200,23 | MERCHANT_GENERAL |
| 27/08/2026 20:00:00 | OUT | Transfert P2P | -1 022,56 | CONTACT_2 |
| 27/08/2026 16:00:00 | OUT | Alimentation | -122,46 | MERCHANT_FOOD |
| 25/08/2026 12:00:00 | OUT | Achat divers | -88,96 | MERCHANT_GENERAL |
| 25/08/2026 11:00:00 | IN | transfer_family | +1 784,98 | FAMILY_1 |
| 24/08/2026 15:30:00 | OUT | Facture telecom | -520,32 | MAURITEL |
| 23/08/2026 15:30:00 | OUT | Facture SOMELEC | -803,46 | SOMELEC |
| 23/08/2026 12:00:00 | IN | Salaire | +2 083,34 | IRREG_YOUTH |
| 22/08/2026 16:00:00 | IN | Transfert P2P | +196,56 | CONTACT_6 |
| 20/08/2026 11:00:00 | OUT | Alimentation | -332,01 | MERCHANT_FOOD |
| 20/08/2026 11:00:00 | OUT | Alimentation | -312,61 | MERCHANT_FOOD |
| 19/08/2026 14:00:00 | OUT | Achat divers | -403,13 | MERCHANT_GENERAL |
| 19/08/2026 11:00:00 | OUT | Alimentation | -257,04 | MERCHANT_FOOD |
| 18/08/2026 11:00:00 | OUT | Alimentation | -310,26 | MERCHANT_FOOD |
| 17/08/2026 20:00:00 | OUT | Alimentation | -634,35 | MERCHANT_FOOD |
| 17/08/2026 14:00:00 | OUT | Transport | -191,34 | MERCHANT_TRANSPORT |
| 16/08/2026 12:00:00 | IN | Salaire | +1 087,9 | IRREG_YOUTH |
| 16/08/2026 12:00:00 | OUT | Achat divers | -413,97 | MERCHANT_GENERAL |
| 16/08/2026 10:00:00 | OUT | Transport | -183,69 | MERCHANT_TRANSPORT |
| 15/08/2026 19:00:00 | OUT | Achat divers | -54,01 | MERCHANT_GENERAL |
| 14/08/2026 09:00:00 | OUT | Alimentation | -518,58 | MERCHANT_FOOD |
| 13/08/2026 12:00:00 | IN | Salaire | +525,53 | IRREG_YOUTH |
| 13/08/2026 09:00:00 | OUT | Transfert P2P | -193,56 | CONTACT_10 |
| 11/08/2026 17:00:00 | OUT | Achat divers | -160,57 | MERCHANT_GENERAL |
| 11/08/2026 16:00:00 | OUT | Alimentation | -125,61 | MERCHANT_FOOD |
| 10/08/2026 18:00:00 | IN | Transfert P2P | +148,19 | CONTACT_4 |
| 07/08/2026 12:00:00 | IN | Salaire | +2 177,79 | IRREG_YOUTH |
| 07/08/2026 09:00:00 | OUT | Transfert P2P | -224,61 | CONTACT_12 |
| 06/08/2026 12:00:00 | IN | Salaire | +2 917,35 | IRREG_YOUTH |
| 06/08/2026 08:00:00 | OUT | Achat divers | -127,34 | MERCHANT_GENERAL |
| 05/08/2026 14:00:00 | IN | Transfert P2P | +358,4 | CONTACT_1 |
| 05/08/2026 13:00:00 | OUT | Transport | -557,5 | MERCHANT_TRANSPORT |
| 04/08/2026 16:00:00 | OUT | Transport | -124,06 | MERCHANT_TRANSPORT |
| 03/08/2026 16:00:00 | OUT | Alimentation | -246,89 | MERCHANT_FOOD |
| 03/08/2026 15:00:00 | OUT | Alimentation | -387,15 | MERCHANT_FOOD |
| 03/08/2026 13:00:00 | OUT | Transport | -260,47 | MERCHANT_TRANSPORT |
| 03/08/2026 12:00:00 | IN | Salaire | +129,06 | IRREG_YOUTH |
| 02/08/2026 18:00:00 | OUT | Alimentation | -255,29 | MERCHANT_FOOD |
| 02/08/2026 15:30:00 | OUT | Facture SNDE | -446,87 | SNDE |
| 01/08/2026 09:00:00 | OUT | Alimentation | -70,92 | MERCHANT_FOOD |
| 31/07/2026 16:00:00 | OUT | Transport | -161,01 | MERCHANT_TRANSPORT |
| 30/07/2026 20:00:00 | OUT | Transport | -393,52 | MERCHANT_TRANSPORT |
| 30/07/2026 11:00:00 | IN | transfer_family | +2 953,83 | FAMILY_1 |
| 29/07/2026 19:00:00 | OUT | Alimentation | -658,65 | MERCHANT_FOOD |
| 29/07/2026 09:00:00 | OUT | Alimentation | -575,45 | MERCHANT_FOOD |
| 28/07/2026 13:00:00 | OUT | Transfert P2P | -290,09 | CONTACT_17 |
| 27/07/2026 15:30:00 | OUT | Facture telecom | -546,24 | MAURITEL |
| 27/07/2026 12:00:00 | IN | Salaire | +1 282,93 | IRREG_YOUTH |
| 26/07/2026 16:00:00 | OUT | Transfert P2P | -496,74 | CONTACT_4 |
| 25/07/2026 17:00:00 | OUT | Transport | -459,84 | MERCHANT_TRANSPORT |