Fiche individuelle
MR-771000031
NNI : - - Precaire - Ouvert le 28/08/2025
785
/ 1000
Verdict
Tres faible risque
Credit maximum
17 634MRU
Confiance
69%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +285.
ratio_entrees_sorties
+165
solde_moyen_fin_mois
+122
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
ratio_essentiels_discretionnaires
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 26/08/2026 15:30:00 | OUT | Facture SNDE | -417,01 | SNDE |
| 25/08/2026 15:30:00 | OUT | Facture SOMELEC | -883,9 | SOMELEC |
| 08/08/2026 15:30:00 | OUT | Facture SNDE | -466,53 | SNDE |
| 31/07/2026 11:00:00 | OUT | Alimentation | -124,6 | MERCHANT_FOOD |
| 30/07/2026 12:00:00 | IN | Salaire | +373,06 | IRREG_PREC |
| 29/07/2026 15:00:00 | OUT | Transfert P2P | -228,57 | CONTACT_9 |
| 29/07/2026 10:00:00 | OUT | Achat divers | -107,03 | MERCHANT_GENERAL |
| 28/07/2026 14:00:00 | OUT | Alimentation | -69,55 | MERCHANT_FOOD |
| 28/07/2026 12:00:00 | IN | Salaire | +1 239,67 | IRREG_PREC |
| 26/07/2026 14:00:00 | OUT | Alimentation | -219,47 | MERCHANT_FOOD |
| 26/07/2026 12:00:00 | IN | Salaire | +1 063,74 | IRREG_PREC |
| 26/07/2026 09:00:00 | IN | Transfert P2P | +280,91 | CONTACT_5 |
| 25/07/2026 19:00:00 | OUT | Alimentation | -62,85 | MERCHANT_FOOD |
| 25/07/2026 18:00:00 | OUT | Transfert P2P | -290,5 | CONTACT_21 |
| 25/07/2026 12:00:00 | IN | Salaire | +333,62 | IRREG_PREC |
| 24/07/2026 17:00:00 | OUT | Achat divers | -90,67 | MERCHANT_GENERAL |
| 24/07/2026 17:00:00 | OUT | Alimentation | -62,02 | MERCHANT_FOOD |
| 24/07/2026 12:00:00 | OUT | Alimentation | -73,91 | MERCHANT_FOOD |
| 23/07/2026 15:30:00 | OUT | Facture SOMELEC | -875,91 | SOMELEC |
| 23/07/2026 12:00:00 | OUT | Transport | -66,46 | MERCHANT_TRANSPORT |
| 21/07/2026 15:30:00 | OUT | Facture telecom | -582,68 | MAURITEL |
| 21/07/2026 14:00:00 | OUT | Transport | -46,12 | MERCHANT_TRANSPORT |
| 21/07/2026 12:00:00 | IN | Salaire | +3 747,59 | IRREG_PREC |
| 21/07/2026 10:00:00 | OUT | Transport | -147,26 | MERCHANT_TRANSPORT |
| 20/07/2026 14:00:00 | OUT | Alimentation | -105,47 | MERCHANT_FOOD |
| 20/07/2026 13:00:00 | OUT | Alimentation | -56,1 | MERCHANT_FOOD |
| 19/07/2026 20:00:00 | OUT | Alimentation | -51,76 | MERCHANT_FOOD |
| 18/07/2026 20:00:00 | OUT | Transport | -788,33 | MERCHANT_TRANSPORT |
| 17/07/2026 14:00:00 | OUT | Transfert P2P | -100,56 | CONTACT_10 |
| 16/07/2026 16:00:00 | OUT | Alimentation | -50,82 | MERCHANT_FOOD |
| 14/07/2026 20:00:00 | OUT | Transport | -93,37 | MERCHANT_TRANSPORT |
| 14/07/2026 11:00:00 | OUT | Transfert P2P | -107,81 | CONTACT_4 |
| 14/07/2026 08:00:00 | OUT | Transport | -79,86 | MERCHANT_TRANSPORT |
| 14/07/2026 08:00:00 | OUT | Achat divers | -50,79 | MERCHANT_GENERAL |
| 13/07/2026 20:00:00 | OUT | Alimentation | -43,76 | MERCHANT_FOOD |
| 12/07/2026 15:00:00 | OUT | Transfert P2P | -548,06 | CONTACT_17 |
| 12/07/2026 10:00:00 | OUT | Transport | -87,36 | MERCHANT_TRANSPORT |
| 12/07/2026 10:00:00 | OUT | Alimentation | -551,73 | MERCHANT_FOOD |
| 11/07/2026 12:00:00 | IN | Salaire | +181,64 | IRREG_PREC |
| 11/07/2026 10:00:00 | IN | Transfert P2P | +185,02 | CONTACT_13 |
| 08/07/2026 18:00:00 | OUT | Transfert P2P | -198,49 | CONTACT_23 |
| 07/07/2026 08:00:00 | OUT | Achat divers | -217,37 | MERCHANT_GENERAL |
| 06/07/2026 19:00:00 | OUT | Alimentation | -98,84 | MERCHANT_FOOD |
| 06/07/2026 17:00:00 | OUT | Transport | -123 | MERCHANT_TRANSPORT |
| 05/07/2026 14:00:00 | OUT | Transfert P2P | -446,12 | CONTACT_22 |
| 05/07/2026 11:00:00 | IN | transfer_family | +668,58 | FAMILY_2 |
| 04/07/2026 20:00:00 | OUT | Transport | -265,4 | MERCHANT_TRANSPORT |
| 04/07/2026 19:00:00 | OUT | Transport | -81,56 | MERCHANT_TRANSPORT |
| 04/07/2026 11:00:00 | IN | transfer_family | +324,98 | FAMILY_2 |
| 04/07/2026 08:00:00 | OUT | Transport | -209,79 | MERCHANT_TRANSPORT |