Fiche individuelle
MR-771000023
NNI : - - Precaire - Ouvert le 24/05/2024
785
/ 1000
Verdict
Tres faible risque
Credit maximum
14 679MRU
Confiance
69%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +285.
ratio_entrees_sorties
+162
solde_moyen_fin_mois
+125
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
volume_moyen_facture_somelec
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 12:00:00 | IN | Salaire | +779,14 | IRREG_PREC |
| 30/08/2026 11:00:00 | OUT | Transport | -1 180,44 | MERCHANT_TRANSPORT |
| 28/08/2026 12:00:00 | IN | Salaire | +434,1 | IRREG_PREC |
| 28/08/2026 09:00:00 | OUT | Achat divers | -2 387,31 | MERCHANT_GENERAL |
| 26/08/2026 20:00:00 | OUT | Achat divers | -422,12 | MERCHANT_GENERAL |
| 25/08/2026 12:00:00 | IN | Salaire | +642,3 | IRREG_PREC |
| 24/08/2026 18:00:00 | OUT | Transport | -355,2 | MERCHANT_TRANSPORT |
| 23/08/2026 12:00:00 | IN | Salaire | +9 910,25 | IRREG_PREC |
| 23/08/2026 09:00:00 | OUT | Alimentation | -1 142,27 | MERCHANT_FOOD |
| 22/08/2026 20:00:00 | OUT | Alimentation | -625,93 | MERCHANT_FOOD |
| 21/08/2026 16:00:00 | OUT | Alimentation | -57,07 | MERCHANT_FOOD |
| 20/08/2026 08:00:00 | OUT | Transport | -126,43 | MERCHANT_TRANSPORT |
| 17/08/2026 16:00:00 | OUT | Alimentation | -591,72 | MERCHANT_FOOD |
| 16/08/2026 12:00:00 | IN | Salaire | +1 393,25 | IRREG_PREC |
| 16/08/2026 12:00:00 | OUT | Transfert P2P | -4 778,38 | CONTACT_7 |
| 16/08/2026 10:00:00 | OUT | Alimentation | -2 380,19 | MERCHANT_FOOD |
| 15/08/2026 19:00:00 | OUT | Alimentation | -606,87 | MERCHANT_FOOD |
| 15/08/2026 12:00:00 | IN | Salaire | +7 387,79 | IRREG_PREC |
| 15/08/2026 11:00:00 | OUT | Achat divers | -752,75 | MERCHANT_GENERAL |
| 15/08/2026 10:00:00 | OUT | Transport | -421,32 | MERCHANT_TRANSPORT |
| 15/08/2026 09:00:00 | OUT | Achat divers | -378,68 | MERCHANT_GENERAL |
| 14/08/2026 14:00:00 | OUT | Transport | -270,14 | MERCHANT_TRANSPORT |
| 12/08/2026 11:00:00 | OUT | Alimentation | -624,38 | MERCHANT_FOOD |
| 11/08/2026 12:00:00 | IN | Salaire | +8 911,81 | IRREG_PREC |
| 10/08/2026 17:00:00 | OUT | Transport | -1 949,68 | MERCHANT_TRANSPORT |
| 09/08/2026 14:00:00 | OUT | Transport | -1 350,2 | MERCHANT_TRANSPORT |
| 09/08/2026 09:00:00 | IN | Transfert P2P | +2 852,17 | CONTACT_6 |
| 07/08/2026 08:00:00 | OUT | Alimentation | -2 449,15 | MERCHANT_FOOD |
| 05/08/2026 10:00:00 | OUT | Transfert P2P | -1 123,27 | CONTACT_11 |
| 04/08/2026 11:00:00 | IN | transfer_family | +7 183,93 | FAMILY_2 |
| 03/08/2026 12:00:00 | OUT | Transport | -50,18 | MERCHANT_TRANSPORT |
| 03/08/2026 09:00:00 | OUT | Achat divers | -452,94 | MERCHANT_GENERAL |
| 02/08/2026 20:00:00 | OUT | Transport | -579,82 | MERCHANT_TRANSPORT |
| 01/08/2026 08:00:00 | OUT | Transfert P2P | -1 214,34 | CONTACT_12 |
| 23/07/2026 15:30:00 | OUT | Facture SNDE | -406,44 | SNDE |
| 21/07/2026 15:30:00 | OUT | Facture SOMELEC | -863,4 | SOMELEC |
| 20/07/2026 15:30:00 | OUT | Facture telecom | -501,75 | MAURITEL |
| 06/07/2026 15:30:00 | OUT | Facture telecom | -508,61 | MAURITEL |
| 03/07/2026 15:30:00 | OUT | Facture SNDE | -422,62 | SNDE |
| 30/06/2026 19:00:00 | OUT | Achat divers | -142,44 | MERCHANT_GENERAL |
| 29/06/2026 14:00:00 | OUT | Transport | -344,81 | MERCHANT_TRANSPORT |
| 29/06/2026 12:00:00 | IN | Salaire | +146,88 | IRREG_PREC |
| 28/06/2026 18:00:00 | OUT | Transport | -152,8 | MERCHANT_TRANSPORT |
| 28/06/2026 09:00:00 | OUT | Alimentation | -845,09 | MERCHANT_FOOD |
| 27/06/2026 20:00:00 | OUT | Alimentation | -58,7 | MERCHANT_FOOD |
| 27/06/2026 20:00:00 | IN | Transfert P2P | +514,17 | CONTACT_24 |
| 26/06/2026 15:30:00 | OUT | Facture SOMELEC | -805,44 | SOMELEC |
| 26/06/2026 08:00:00 | OUT | Alimentation | -180,93 | MERCHANT_FOOD |
| 25/06/2026 20:00:00 | OUT | Achat divers | -49,19 | MERCHANT_GENERAL |
| 25/06/2026 11:00:00 | IN | transfer_family | +319,29 | FAMILY_1 |