Fiche individuelle
MR-771000002
NNI : - - Precaire - Ouvert le 06/04/2025
710
/ 1000
Verdict
Faible risque
Credit maximum
8 613MRU
Confiance
59%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +210.
ratio_entrees_sorties
+154
solde_moyen_fin_mois
+91
solde_minimum
+25
pic_solde_annuel
-11
Anciennete compte Bankily
-6
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
ratio_jours_actifs_total
+2
volume_moyen_facture_snde
+2
retard_moyen_jours_somelec
-1
Fiabilite paiement factures
-1
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 18:00:00 | OUT | Achat divers | -533,3 | MERCHANT_GENERAL |
| 30/08/2026 11:00:00 | OUT | Alimentation | -1 397,25 | MERCHANT_FOOD |
| 28/08/2026 16:00:00 | OUT | Transfert P2P | -674,01 | CONTACT_17 |
| 28/08/2026 15:30:00 | OUT | Facture SNDE | -491,27 | SNDE |
| 28/08/2026 14:00:00 | OUT | Alimentation | -1 895,78 | MERCHANT_FOOD |
| 28/08/2026 12:00:00 | IN | Salaire | +1 954,39 | IRREG_PREC |
| 28/08/2026 12:00:00 | OUT | Transport | -297,05 | MERCHANT_TRANSPORT |
| 28/08/2026 11:00:00 | OUT | Alimentation | -677,5 | MERCHANT_FOOD |
| 25/08/2026 15:30:00 | OUT | Facture SOMELEC | -872,72 | SOMELEC |
| 25/08/2026 12:00:00 | OUT | Alimentation | -1 102,72 | MERCHANT_FOOD |
| 23/08/2026 16:00:00 | OUT | Transfert P2P | -269,23 | CONTACT_16 |
| 23/08/2026 14:00:00 | OUT | Achat divers | -1 095,77 | MERCHANT_GENERAL |
| 22/08/2026 17:00:00 | OUT | Transfert P2P | -730,81 | CONTACT_1 |
| 22/08/2026 15:30:00 | OUT | Facture telecom | -540,56 | MAURITEL |
| 22/08/2026 14:00:00 | OUT | Alimentation | -1 871,47 | MERCHANT_FOOD |
| 21/08/2026 17:00:00 | OUT | Transfert P2P | -624,05 | CONTACT_23 |
| 18/08/2026 12:00:00 | IN | Salaire | +10 818,35 | IRREG_PREC |
| 18/08/2026 12:00:00 | IN | Salaire | +12 112,87 | IRREG_PREC |
| 16/08/2026 20:00:00 | IN | Transfert P2P | +183,29 | CONTACT_6 |
| 16/08/2026 19:00:00 | IN | Transfert P2P | +355,31 | CONTACT_12 |
| 16/08/2026 13:00:00 | OUT | Transport | -388,24 | MERCHANT_TRANSPORT |
| 15/08/2026 18:00:00 | OUT | Transport | -232,05 | MERCHANT_TRANSPORT |
| 15/08/2026 12:00:00 | IN | Salaire | +2 178,25 | IRREG_PREC |
| 15/08/2026 12:00:00 | IN | Salaire | +1 149,06 | IRREG_PREC |
| 14/08/2026 18:00:00 | OUT | Alimentation | -844,77 | MERCHANT_FOOD |
| 14/08/2026 12:00:00 | OUT | Transport | -576,17 | MERCHANT_TRANSPORT |
| 14/08/2026 11:00:00 | IN | transfer_family | +1 349,12 | FAMILY_1 |
| 13/08/2026 14:00:00 | OUT | Transfert P2P | -2 084,89 | CONTACT_6 |
| 12/08/2026 12:00:00 | OUT | Alimentation | -243,95 | MERCHANT_FOOD |
| 12/08/2026 09:00:00 | IN | Transfert P2P | +387,51 | CONTACT_2 |
| 10/08/2026 10:00:00 | OUT | Transport | -1 651,89 | MERCHANT_TRANSPORT |
| 09/08/2026 17:00:00 | OUT | Achat divers | -1 351,15 | MERCHANT_GENERAL |
| 09/08/2026 16:00:00 | IN | Transfert P2P | +511,02 | CONTACT_22 |
| 09/08/2026 15:30:00 | OUT | Facture telecom | -587,98 | MAURITEL |
| 08/08/2026 20:00:00 | OUT | Alimentation | -370,41 | MERCHANT_FOOD |
| 07/08/2026 14:00:00 | OUT | Transfert P2P | -1 531,33 | CONTACT_5 |
| 07/08/2026 12:00:00 | OUT | Achat divers | -515,27 | MERCHANT_GENERAL |
| 07/08/2026 11:00:00 | IN | transfer_family | +981,19 | FAMILY_4 |
| 06/08/2026 20:00:00 | OUT | Transfert P2P | -535,94 | CONTACT_12 |
| 06/08/2026 17:00:00 | OUT | Transport | -554,37 | MERCHANT_TRANSPORT |
| 06/08/2026 15:30:00 | OUT | Facture SNDE | -481,91 | SNDE |
| 06/08/2026 11:00:00 | IN | transfer_family | +695,25 | FAMILY_4 |
| 05/08/2026 10:00:00 | OUT | Alimentation | -472,37 | MERCHANT_FOOD |
| 02/08/2026 16:00:00 | OUT | Transport | -803,98 | MERCHANT_TRANSPORT |
| 02/08/2026 12:00:00 | OUT | Alimentation | -823,84 | MERCHANT_FOOD |
| 02/08/2026 10:00:00 | OUT | Transport | -1 312,95 | MERCHANT_TRANSPORT |
| 31/07/2026 12:00:00 | IN | Salaire | +813,51 | IRREG_PREC |
| 30/07/2026 12:00:00 | IN | Salaire | +3 075,47 | IRREG_PREC |
| 28/07/2026 12:00:00 | IN | Salaire | +1 146,37 | IRREG_PREC |
| 27/07/2026 11:00:00 | OUT | Achat divers | -313,57 | MERCHANT_GENERAL |