Fiche individuelle
MR-771000044
NNI : - - Precaire - Ouvert le 09/07/2023
793
/ 1000
Verdict
Tres faible risque
Credit maximum
17 249MRU
Confiance
70%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +293.
ratio_entrees_sorties
+160
solde_moyen_fin_mois
+128
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
recurrence_meme_expediteur
+4
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 28/08/2026 15:30:00 | OUT | Facture SOMELEC | -829,25 | SOMELEC |
| 27/08/2026 15:30:00 | OUT | Facture SNDE | -419,41 | SNDE |
| 26/08/2026 15:30:00 | OUT | Facture telecom | -596,79 | MAURITEL |
| 02/08/2026 15:30:00 | OUT | Facture SOMELEC | -868,82 | SOMELEC |
| 31/07/2026 18:00:00 | OUT | Transport | -528,74 | MERCHANT_TRANSPORT |
| 31/07/2026 12:00:00 | IN | Salaire | +465,99 | IRREG_PREC |
| 31/07/2026 12:00:00 | IN | Salaire | +4 806,46 | IRREG_PREC |
| 29/07/2026 15:00:00 | OUT | Alimentation | -262,91 | MERCHANT_FOOD |
| 29/07/2026 15:00:00 | OUT | Transfert P2P | -688,51 | CONTACT_7 |
| 29/07/2026 08:00:00 | OUT | Transfert P2P | -714,38 | CONTACT_24 |
| 28/07/2026 13:00:00 | OUT | Transfert P2P | -448,22 | CONTACT_14 |
| 28/07/2026 08:00:00 | OUT | Alimentation | -281,56 | MERCHANT_FOOD |
| 27/07/2026 19:00:00 | OUT | Alimentation | -418,66 | MERCHANT_FOOD |
| 27/07/2026 16:00:00 | OUT | Transfert P2P | -723,03 | CONTACT_7 |
| 26/07/2026 15:30:00 | OUT | Facture telecom | -573,44 | MAURITEL |
| 25/07/2026 19:00:00 | OUT | Alimentation | -1 191,51 | MERCHANT_FOOD |
| 25/07/2026 13:00:00 | IN | Transfert P2P | +771,91 | CONTACT_9 |
| 25/07/2026 11:00:00 | OUT | Achat divers | -357,23 | MERCHANT_GENERAL |
| 23/07/2026 15:30:00 | OUT | Facture SNDE | -429,99 | SNDE |
| 22/07/2026 16:00:00 | OUT | Achat divers | -322,76 | MERCHANT_GENERAL |
| 22/07/2026 09:00:00 | OUT | Achat divers | -207,91 | MERCHANT_GENERAL |
| 20/07/2026 17:00:00 | OUT | Transport | -651,78 | MERCHANT_TRANSPORT |
| 20/07/2026 11:00:00 | OUT | Transport | -399,17 | MERCHANT_TRANSPORT |
| 19/07/2026 15:00:00 | OUT | Achat divers | -408,95 | MERCHANT_GENERAL |
| 19/07/2026 10:00:00 | OUT | Transport | -105,75 | MERCHANT_TRANSPORT |
| 18/07/2026 13:00:00 | OUT | Transfert P2P | -585,28 | CONTACT_4 |
| 17/07/2026 19:00:00 | OUT | Transport | -1 299,91 | MERCHANT_TRANSPORT |
| 15/07/2026 10:00:00 | OUT | Alimentation | -276,07 | MERCHANT_FOOD |
| 14/07/2026 18:00:00 | OUT | Transport | -121,85 | MERCHANT_TRANSPORT |
| 13/07/2026 20:00:00 | OUT | Achat divers | -501,27 | MERCHANT_GENERAL |
| 12/07/2026 17:00:00 | OUT | Alimentation | -55,13 | MERCHANT_FOOD |
| 12/07/2026 14:00:00 | OUT | Alimentation | -370,76 | MERCHANT_FOOD |
| 11/07/2026 14:00:00 | OUT | Transfert P2P | -890,25 | CONTACT_21 |
| 11/07/2026 12:00:00 | OUT | Achat divers | -329,88 | MERCHANT_GENERAL |
| 11/07/2026 11:00:00 | OUT | Achat divers | -313,38 | MERCHANT_GENERAL |
| 09/07/2026 13:00:00 | OUT | Achat divers | -257,47 | MERCHANT_GENERAL |
| 08/07/2026 19:00:00 | OUT | Alimentation | -70,76 | MERCHANT_FOOD |
| 08/07/2026 15:00:00 | OUT | Transfert P2P | -290 | CONTACT_24 |
| 08/07/2026 12:00:00 | IN | Salaire | +5 721,14 | IRREG_PREC |
| 08/07/2026 09:00:00 | OUT | Transport | -295,36 | MERCHANT_TRANSPORT |
| 07/07/2026 17:00:00 | IN | Transfert P2P | +719,03 | CONTACT_4 |
| 07/07/2026 12:00:00 | IN | Salaire | +3 476,04 | IRREG_PREC |
| 06/07/2026 12:00:00 | IN | Salaire | +4 170,84 | IRREG_PREC |
| 05/07/2026 16:00:00 | OUT | Alimentation | -407,94 | MERCHANT_FOOD |
| 04/07/2026 10:00:00 | OUT | Alimentation | -979,35 | MERCHANT_FOOD |
| 03/07/2026 14:00:00 | OUT | Alimentation | -126,49 | MERCHANT_FOOD |
| 02/07/2026 16:00:00 | OUT | Alimentation | -213,18 | MERCHANT_FOOD |
| 02/07/2026 15:30:00 | OUT | Facture SNDE | -409,33 | SNDE |
| 02/07/2026 12:00:00 | OUT | Achat divers | -291,35 | MERCHANT_GENERAL |
| 01/07/2026 17:00:00 | OUT | Alimentation | -303,59 | MERCHANT_FOOD |