Fiche individuelle
MR-771000025
NNI : - - Commercant - Ouvert le 30/07/2025
805
/ 1000
Verdict
Tres faible risque
Credit maximum
120 000MRU
Confiance
72%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +305.
ratio_entrees_sorties
+155
solde_moyen_fin_mois
+120
solde_minimum
+27
pic_solde_annuel
-12
montant_moyen_achat_marchand
+11
retard_moyen_jours_telecom
+2
variance_montants_marchands
+2
volume_moyen_facture_snde
+2
Anciennete compte Bankily
-1
Volatilite du solde
+0
Volume moyen sortant/mois
+0
ratio_jours_actifs_total
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 20:00:00 | OUT | Transfert P2P | -8 957,04 | CONTACT_15 |
| 30/08/2026 15:00:00 | IN | Transfert P2P | +3 481,85 | CONTACT_20 |
| 30/08/2026 13:00:00 | OUT | Alimentation | -2 015,29 | MERCHANT_FOOD |
| 30/08/2026 12:00:00 | IN | Revenu commercial | +22 502 | IRREG_COMM |
| 25/08/2026 15:30:00 | OUT | Facture SOMELEC | -2 120,48 | SOMELEC |
| 24/08/2026 15:30:00 | OUT | Facture telecom | -1 870,91 | MAURITEL |
| 23/08/2026 15:00:00 | OUT | Transport | -3 786,76 | MERCHANT_TRANSPORT |
| 22/08/2026 19:00:00 | IN | Transfert P2P | +1 651,88 | CONTACT_11 |
| 22/08/2026 17:00:00 | OUT | Alimentation | -2 250,93 | MERCHANT_FOOD |
| 22/08/2026 17:00:00 | OUT | Transport | -4 474,55 | MERCHANT_TRANSPORT |
| 22/08/2026 14:00:00 | OUT | Transfert P2P | -130,78 | CONTACT_22 |
| 21/08/2026 17:00:00 | OUT | Alimentation | -5 257,67 | MERCHANT_FOOD |
| 19/08/2026 08:00:00 | OUT | Alimentation | -4 046,9 | MERCHANT_FOOD |
| 17/08/2026 12:00:00 | OUT | Transport | -3 856,69 | MERCHANT_TRANSPORT |
| 17/08/2026 10:00:00 | OUT | Transfert P2P | -4 696,04 | CONTACT_24 |
| 16/08/2026 14:00:00 | OUT | Alimentation | -3 752,06 | MERCHANT_FOOD |
| 16/08/2026 11:00:00 | OUT | Alimentation | -2 276,28 | MERCHANT_FOOD |
| 15/08/2026 20:00:00 | IN | Transfert P2P | +289,3 | CONTACT_16 |
| 13/08/2026 12:00:00 | IN | Revenu commercial | +52 284,41 | IRREG_COMM |
| 12/08/2026 18:00:00 | OUT | Transport | -1 177,93 | MERCHANT_TRANSPORT |
| 12/08/2026 18:00:00 | OUT | Transfert P2P | -3 361,51 | CONTACT_13 |
| 12/08/2026 15:30:00 | OUT | Facture SNDE | -1 716,67 | SNDE |
| 11/08/2026 17:00:00 | OUT | Alimentation | -3 870,63 | MERCHANT_FOOD |
| 11/08/2026 12:00:00 | IN | Revenu commercial | +3 216,2 | IRREG_COMM |
| 11/08/2026 12:00:00 | IN | Revenu commercial | +32 333,52 | IRREG_COMM |
| 10/08/2026 20:00:00 | OUT | Alimentation | -1 491,91 | MERCHANT_FOOD |
| 10/08/2026 13:00:00 | OUT | Transport | -5 567,08 | MERCHANT_TRANSPORT |
| 09/08/2026 08:00:00 | OUT | Alimentation | -3 858,25 | MERCHANT_FOOD |
| 07/08/2026 14:00:00 | OUT | Transport | -216,74 | MERCHANT_TRANSPORT |
| 07/08/2026 12:00:00 | IN | Revenu commercial | +13 487,03 | IRREG_COMM |
| 04/08/2026 20:00:00 | OUT | Alimentation | -7 127,79 | MERCHANT_FOOD |
| 04/08/2026 20:00:00 | OUT | Achat divers | -2 034,87 | MERCHANT_GENERAL |
| 04/08/2026 13:00:00 | OUT | Transfert P2P | -3 339,58 | CONTACT_11 |
| 02/08/2026 20:00:00 | OUT | Transport | -3 107,8 | MERCHANT_TRANSPORT |
| 02/08/2026 10:00:00 | OUT | Alimentation | -2 282,64 | MERCHANT_FOOD |
| 01/08/2026 10:00:00 | OUT | Transport | -1 997,99 | MERCHANT_TRANSPORT |
| 01/08/2026 08:00:00 | OUT | Alimentation | -10 366,35 | MERCHANT_FOOD |
| 31/07/2026 17:00:00 | OUT | Alimentation | -2 651,24 | MERCHANT_FOOD |
| 30/07/2026 17:00:00 | OUT | Alimentation | -1 395,06 | MERCHANT_FOOD |
| 30/07/2026 12:00:00 | IN | Revenu commercial | +5 165,62 | IRREG_COMM |
| 30/07/2026 12:00:00 | IN | Revenu commercial | +6 450,36 | IRREG_COMM |
| 29/07/2026 12:00:00 | OUT | Transport | -1 032,41 | MERCHANT_TRANSPORT |
| 29/07/2026 11:00:00 | OUT | Alimentation | -110,86 | MERCHANT_FOOD |
| 27/07/2026 13:00:00 | OUT | Alimentation | -518,24 | MERCHANT_FOOD |
| 26/07/2026 16:00:00 | OUT | Achat divers | -756,67 | MERCHANT_GENERAL |
| 26/07/2026 15:30:00 | OUT | Facture SOMELEC | -4 194,5 | SOMELEC |
| 25/07/2026 15:00:00 | OUT | Achat divers | -1 151,42 | MERCHANT_GENERAL |
| 23/07/2026 17:00:00 | OUT | Transfert P2P | -726,25 | CONTACT_22 |
| 23/07/2026 15:30:00 | OUT | Facture telecom | -2 702,8 | MAURITEL |
| 23/07/2026 11:00:00 | OUT | Achat divers | -79,69 | MERCHANT_GENERAL |