Fiche individuelle
MR-771000029
NNI : - - Etudiant / jeune - Ouvert le 19/02/2023
798
/ 1000
Verdict
Tres faible risque
Credit maximum
9 135MRU
Confiance
71%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +298.
ratio_entrees_sorties
+164
solde_moyen_fin_mois
+135
solde_minimum
+25
pic_solde_annuel
-12
variance_montants_marchands
-5
retard_moyen_jours_telecom
-2
Charge factures / revenu
-2
Volume moyen entrant/mois
-2
volume_moyen_facture_snde
+2
Volume moyen sortant/mois
+1
Anciennete compte Bankily
-1
Volatilite du solde
+0
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 12:00:00 | OUT | Alimentation | -74,36 | MERCHANT_FOOD |
| 30/08/2026 12:00:00 | OUT | Transfert P2P | -892,5 | CONTACT_20 |
| 29/08/2026 13:00:00 | OUT | Alimentation | -258,58 | MERCHANT_FOOD |
| 28/08/2026 16:00:00 | OUT | Alimentation | -57,85 | MERCHANT_FOOD |
| 28/08/2026 15:30:00 | OUT | Facture SOMELEC | -895,16 | SOMELEC |
| 26/08/2026 19:00:00 | OUT | Alimentation | -386,93 | MERCHANT_FOOD |
| 25/08/2026 15:30:00 | OUT | Facture telecom | -515,82 | MAURITEL |
| 25/08/2026 15:00:00 | OUT | Transfert P2P | -160,14 | CONTACT_1 |
| 24/08/2026 17:00:00 | OUT | Transport | -142,09 | MERCHANT_TRANSPORT |
| 23/08/2026 15:30:00 | OUT | Facture SNDE | -468,29 | SNDE |
| 21/08/2026 16:00:00 | OUT | Transport | -413,63 | MERCHANT_TRANSPORT |
| 20/08/2026 15:00:00 | OUT | Transport | -616,21 | MERCHANT_TRANSPORT |
| 20/08/2026 11:00:00 | IN | transfer_family | +296,86 | FAMILY_4 |
| 20/08/2026 11:00:00 | IN | transfer_family | +1 080,69 | FAMILY_4 |
| 19/08/2026 13:00:00 | OUT | Alimentation | -42,35 | MERCHANT_FOOD |
| 19/08/2026 12:00:00 | IN | Salaire | +5 549,99 | IRREG_YOUTH |
| 17/08/2026 12:00:00 | IN | Salaire | +1 294,2 | IRREG_YOUTH |
| 16/08/2026 11:00:00 | IN | Transfert P2P | +172,79 | CONTACT_19 |
| 15/08/2026 18:00:00 | IN | Transfert P2P | +192,57 | CONTACT_14 |
| 15/08/2026 10:00:00 | OUT | Alimentation | -366,13 | MERCHANT_FOOD |
| 14/08/2026 12:00:00 | IN | Salaire | +1 450,56 | IRREG_YOUTH |
| 14/08/2026 09:00:00 | OUT | Alimentation | -61,46 | MERCHANT_FOOD |
| 13/08/2026 19:00:00 | OUT | Achat divers | -102,87 | MERCHANT_GENERAL |
| 11/08/2026 20:00:00 | OUT | Transport | -52,32 | MERCHANT_TRANSPORT |
| 11/08/2026 19:00:00 | OUT | Alimentation | -286,61 | MERCHANT_FOOD |
| 10/08/2026 09:00:00 | OUT | Transport | -505,39 | MERCHANT_TRANSPORT |
| 09/08/2026 19:00:00 | OUT | Alimentation | -543,27 | MERCHANT_FOOD |
| 09/08/2026 17:00:00 | OUT | Alimentation | -137,31 | MERCHANT_FOOD |
| 09/08/2026 11:00:00 | OUT | Transport | -135,02 | MERCHANT_TRANSPORT |
| 06/08/2026 16:00:00 | OUT | Alimentation | -188,87 | MERCHANT_FOOD |
| 06/08/2026 15:30:00 | OUT | Facture telecom | -547,33 | MAURITEL |
| 06/08/2026 13:00:00 | OUT | Transport | -117,94 | MERCHANT_TRANSPORT |
| 05/08/2026 14:00:00 | OUT | Transfert P2P | -174,99 | CONTACT_18 |
| 04/08/2026 14:00:00 | OUT | Alimentation | -92,54 | MERCHANT_FOOD |
| 03/08/2026 16:00:00 | OUT | Transfert P2P | -355,74 | CONTACT_12 |
| 02/08/2026 19:00:00 | OUT | Achat divers | -273,48 | MERCHANT_GENERAL |
| 02/08/2026 15:30:00 | OUT | Facture SOMELEC | -840,55 | SOMELEC |
| 01/08/2026 13:00:00 | OUT | Transport | -58,31 | MERCHANT_TRANSPORT |
| 01/08/2026 11:00:00 | IN | transfer_family | +1 549,03 | FAMILY_5 |
| 01/08/2026 11:00:00 | OUT | Alimentation | -93,24 | MERCHANT_FOOD |
| 29/07/2026 16:00:00 | OUT | Transport | -74,28 | MERCHANT_TRANSPORT |
| 27/07/2026 08:00:00 | OUT | Alimentation | -65,21 | MERCHANT_FOOD |
| 26/07/2026 12:00:00 | IN | Salaire | +1 708,17 | IRREG_YOUTH |
| 25/07/2026 15:00:00 | OUT | Alimentation | -74,86 | MERCHANT_FOOD |
| 25/07/2026 11:00:00 | IN | transfer_family | +1 563,91 | FAMILY_1 |
| 25/07/2026 10:00:00 | OUT | Transport | -42,71 | MERCHANT_TRANSPORT |
| 24/07/2026 15:30:00 | OUT | Facture SNDE | -451,75 | SNDE |
| 23/07/2026 18:00:00 | OUT | Transfert P2P | -222,32 | CONTACT_22 |
| 22/07/2026 17:00:00 | OUT | Achat divers | -120,06 | MERCHANT_GENERAL |
| 22/07/2026 12:00:00 | IN | Salaire | +906,47 | IRREG_YOUTH |