Fiche individuelle
MR-771000022
NNI : - - Precaire - Ouvert le 17/09/2025
621
/ 1000
Verdict
Risque modere
Credit maximum
5 054MRU
Confiance
46%
Modele
solva-v1.0Decomposition SHAP
Pourquoi ce score
Baseline population : 500. Impact total : +121.
ratio_entrees_sorties
+106
solde_moyen_fin_mois
+83
solde_minimum
+25
pic_solde_annuel
-11
Anciennete compte Bankily
-5
variance_montants_marchands
-5
recurrence_meme_expediteur
+4
Fiabilite paiement factures
-2
retard_moyen_jours_telecom
-2
Volume moyen entrant/mois
-2
Factures telecom a temps
-2
ratio_jours_actifs_total
+2
Historique
50 dernieres transactions
| Date | Sens | Categorie | Montant | Contrepartie |
|---|---|---|---|---|
| 30/08/2026 09:00:00 | OUT | Achat divers | -862,11 | MERCHANT_GENERAL |
| 30/08/2026 08:00:00 | OUT | Alimentation | -321,21 | MERCHANT_FOOD |
| 29/08/2026 13:00:00 | OUT | Transport | -768,18 | MERCHANT_TRANSPORT |
| 29/08/2026 08:00:00 | OUT | Transport | -586,03 | MERCHANT_TRANSPORT |
| 28/08/2026 12:00:00 | OUT | Achat divers | -232,6 | MERCHANT_GENERAL |
| 28/08/2026 10:00:00 | OUT | Alimentation | -271,63 | MERCHANT_FOOD |
| 27/08/2026 12:00:00 | IN | Salaire | +13 132,79 | IRREG_PREC |
| 26/08/2026 15:30:00 | OUT | Facture telecom | -528,52 | MAURITEL |
| 26/08/2026 12:00:00 | OUT | Transfert P2P | -895,04 | CONTACT_12 |
| 25/08/2026 12:00:00 | IN | Salaire | +879,41 | IRREG_PREC |
| 24/08/2026 16:00:00 | OUT | Alimentation | -270,49 | MERCHANT_FOOD |
| 24/08/2026 09:00:00 | IN | Transfert P2P | +191,42 | CONTACT_7 |
| 22/08/2026 19:00:00 | OUT | Transfert P2P | -802,3 | CONTACT_7 |
| 22/08/2026 13:00:00 | OUT | Alimentation | -468,63 | MERCHANT_FOOD |
| 22/08/2026 08:00:00 | OUT | Transfert P2P | -546,48 | CONTACT_24 |
| 21/08/2026 20:00:00 | OUT | Achat divers | -579,17 | MERCHANT_GENERAL |
| 20/08/2026 18:00:00 | OUT | Alimentation | -994,5 | MERCHANT_FOOD |
| 20/08/2026 11:00:00 | OUT | Alimentation | -361,51 | MERCHANT_FOOD |
| 19/08/2026 10:00:00 | OUT | Achat divers | -996,17 | MERCHANT_GENERAL |
| 18/08/2026 10:00:00 | OUT | Transport | -655,51 | MERCHANT_TRANSPORT |
| 17/08/2026 15:00:00 | OUT | Alimentation | -477,24 | MERCHANT_FOOD |
| 16/08/2026 20:00:00 | OUT | Transport | -336,46 | MERCHANT_TRANSPORT |
| 16/08/2026 17:00:00 | IN | Transfert P2P | +471,6 | CONTACT_24 |
| 16/08/2026 10:00:00 | OUT | Alimentation | -74,04 | MERCHANT_FOOD |
| 13/08/2026 20:00:00 | OUT | Transfert P2P | -1 732,39 | CONTACT_16 |
| 13/08/2026 12:00:00 | OUT | Alimentation | -314,41 | MERCHANT_FOOD |
| 11/08/2026 11:00:00 | OUT | Transfert P2P | -700,74 | CONTACT_9 |
| 09/08/2026 11:00:00 | OUT | Transport | -390,12 | MERCHANT_TRANSPORT |
| 08/08/2026 10:00:00 | OUT | Transport | -271,35 | MERCHANT_TRANSPORT |
| 08/08/2026 08:00:00 | OUT | Alimentation | -305,69 | MERCHANT_FOOD |
| 07/08/2026 09:00:00 | OUT | Achat divers | -189,87 | MERCHANT_GENERAL |
| 06/08/2026 15:00:00 | OUT | Alimentation | -156,06 | MERCHANT_FOOD |
| 06/08/2026 12:00:00 | IN | Salaire | +7 497,68 | IRREG_PREC |
| 05/08/2026 20:00:00 | OUT | Transfert P2P | -379,69 | CONTACT_15 |
| 05/08/2026 11:00:00 | OUT | Alimentation | -193,13 | MERCHANT_FOOD |
| 04/08/2026 18:00:00 | OUT | Transport | -975,64 | MERCHANT_TRANSPORT |
| 04/08/2026 18:00:00 | OUT | Alimentation | -629,86 | MERCHANT_FOOD |
| 04/08/2026 17:00:00 | OUT | Alimentation | -547,04 | MERCHANT_FOOD |
| 04/08/2026 15:30:00 | OUT | Facture SNDE | -463,06 | SNDE |
| 03/08/2026 10:00:00 | OUT | Achat divers | -517,26 | MERCHANT_GENERAL |
| 01/08/2026 16:00:00 | OUT | Alimentation | -183,85 | MERCHANT_FOOD |
| 01/08/2026 15:30:00 | OUT | Facture telecom | -582,09 | MAURITEL |
| 01/08/2026 12:00:00 | IN | Transfert P2P | +117,95 | CONTACT_22 |
| 31/07/2026 20:00:00 | OUT | Achat divers | -1 204,99 | MERCHANT_GENERAL |
| 31/07/2026 16:00:00 | IN | Transfert P2P | +104,1 | CONTACT_20 |
| 29/07/2026 11:00:00 | OUT | Transport | -389,53 | MERCHANT_TRANSPORT |
| 28/07/2026 15:00:00 | IN | Transfert P2P | +944,19 | CONTACT_10 |
| 28/07/2026 12:00:00 | IN | Salaire | +1 737,72 | IRREG_PREC |
| 27/07/2026 19:00:00 | OUT | Transport | -264,56 | MERCHANT_TRANSPORT |
| 26/07/2026 16:00:00 | OUT | Alimentation | -387,49 | MERCHANT_FOOD |